A flexible transaction account for those on an aged, veterans or disability pension.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.75% | Variable · $0–$5,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.90% | Variable · $5,000–$50,001 | Pensioners | CDR | 1 Nov 2026 |
| 2.15% | Variable · $50,000 or more | Pensioners | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/21c92bb6-21ed-427a-9e1e-2b10a38532cf- Content hash
sha256 01b257af54dafc3431064122be085bb120e2e5876835c1b1549ce82208692ed1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_01b257af54dafc34_3b322f37Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/21c92bb6-21ed-427a-9e1e-2b10a38532cf- Content hash
sha256 01b257af54dafc3431064122be085bb120e2e5876835c1b1549ce82208692ed1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International transaction fee (ITF) | Transaction | 3.00% |
| Visa emergency card/cash overseas fee | Event | $175.00 |
| SMS alert fee | Event | $0.25 |
| Inwards Payment fee | Deposit | $0.00 |
| Dishonour Fee | Dishonour | $0.00 |
| Domestic ("press credit") cash withdrawal fee | Withdrawal | $0.00 |
| Visa foreign cash withdrawal fee | Withdrawal | $0.00 |
| Exceeding available funds fee | Event | $0.00 |
| Monthly Fee | Periodic | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Staff assisted withdrawal fee | Event | $0.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Duplicate statement fee | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Security token fee | Event | $50.00 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Online international payment in foreign currency | Payment | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Card access | Visa Debit Card | Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Digital wallet | Google, Samsung and Apple Pay available | Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay. |
| Notifications | Card and Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | Card Controls: Decide the features you want enabled on your card including card lock, digital wallet, pay wave, international transactions, ATM withdrawals or online/instore transactions and simply switch them on or off from your App or Internet Banking. | |
| Other | Round Up: When you make a transaction with your Visa debit card, you can decide whether you want the amount to be rounded to the nearest whole dollar amount, with the round up being credited from this account into your nominated Savings account or Credit Card. | |
| Other | Bank@Post: Customers with a Bank Australia Visa debit card can make cash deposits up to $9,999.95 per day. | |
| Other | PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking. | |
| Unlimited txns | There is no limit to the number of online, EFTPOS, ATM or staff assisted transactions you can make. | |
| Eligibility: min age | 18 | 18+ years |
| Eligibility: natural person | Natural Person or In trust for a Natural Person | |
| Eligibility: other | Only one Pension Access account is allowed per customer, solely or jointly owned | |
| Eligibility: other | Personal, Joint and Trust | |
| Eligibility: pension recipient | Available to customers who are in receipt of an aged, disability or veteran government pension. | |
| Eligibility: residency status | AU | Must be an Australian citizen, permanent resident or have a valid Visa. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.15% |
| Variable · $5,000–$50,001 | 1 Nov 2026 | Current | 1.90% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.75% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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