STANDARD VARIABLE LOAN
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.74% | 6.84% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://banking.transportmutual.com.au/OpenBanking/cds-au/v1/banking/products/L79_STANDARD_VARIABLE_HOME_LOAN- Content hash
sha256 bdfe4706269455ba1eba7e84d8469b87e53053f9116968f7028c08626c937035- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_bdfe4706269455ba_593b7be5Show details
- Checked
- 1 Nov 2026
- URL
https://banking.transportmutual.com.au/OpenBanking/cds-au/v1/banking/products/L79_STANDARD_VARIABLE_HOME_LOAN- Content hash
sha256 bdfe4706269455ba1eba7e84d8469b87e53053f9116968f7028c08626c937035- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN | Upfront | $395.00 |
| AGENT_SOLICITOR_COLLECTION_COSTS | Cash advance | 100.00% |
| VALUATION_FEE | Cash advance | 100.00% |
| DISCHARGE_FEE | Cash advance | 100.00% |
| DEFAULT_NOTICE | Transaction | $55.00 |
| SOLICITOR_FEES_FOR_PREPARATION_OF_INTERSTATE_MORTGAGES | Cash advance | Set in your letter of offer |
| SETTLEMENT_AGENT_FEES | Cash advance | 100.00% |
| LAND_TITLES_OFFICE_REGISTRATION_FEES | Cash advance | 100.00% |
| ARREARS_FEE | Event | $10.00 |
| ARREARS_FEE-ARREARS_FEE_LETTER_2 | Event | $25.00 |
| LEGAL_FEE_MORTGAGE_DOCUMENTS | Upfront | 100.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: natural person | ||
| Eligibility: residency status | Must be Australian Citizen or Permanent Resident | |
| Limit: min limit | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.74% | 6.84% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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