Home loan rates › Bank of Sydney
BOS Basic Investment Home Loan
Bank of Sydney
Make an investment in property simply with our straight-forward, low interest BOS Basic Investment Home Loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.60% | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.99% | 6.89% | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.54% | 6.58% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 6.88% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.18% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/bosbasic_inv- Content hash
sha256 1f6eaa123fff41389ca5216248ae04585adb396a4012af6cfd8d2d4a1c82e6dd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1f6eaa123fff4138_844b4203Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/bosbasic_inv- Content hash
sha256 1f6eaa123fff41389ca5216248ae04585adb396a4012af6cfd8d2d4a1c82e6dd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Fee | Upfront | $200.00 |
| Discharge of Mortgage Fee | Event | $400.00 |
| Variation Fee | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Redraw facility is available | |
| Digital banking | ||
| Extra repayments | Unlimited extra repayments | |
| Eligibility: other | Available to Companies in their own capacity or as Trustees for a Trust | |
| Eligibility: residency status | Australian Permanent Resident or Citizen. Residential address must be in Australia. | |
| Eligibility: natural person | ||
| Eligibility: other | Lending Criteria applies | |
| Eligibility: min age | 18 | |
| Limit: min limit | 100000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.84% | 6.88% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.54% | 6.58% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.99% | 6.89% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.79% | 6.60% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.14% | 7.18% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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