Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.74% | 7.49% | Variable · investment · interest only · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.49% | 6.85% | Variable · investment · principal and interest · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.29% | 6.66% | Variable · owner occupied · principal and interest · LVR 0%–60% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_442VS%3C60- Content hash
sha256 e943041f1e2c1c720267c1398e1a30c24ed858fde186fbf8021a973969e9cbea- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e943041f1e2c1c72_c47b74acShow details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_442VS%3C60- Content hash
sha256 e943041f1e2c1c720267c1398e1a30c24ed858fde186fbf8021a973969e9cbea- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Renegotiation Fee | Event | $0.00 |
| Annual fee | Periodic | $395.00 |
| Split Loan Fee | Event | $150.00 |
| Split Loan Fee | Event | $100.00 |
| Security Handling Fee | Event | $150.00 |
| In Person Settlement Fee | Event | $0.00 |
| Solicitor Fee | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No loan application or monthly fee | |
| Redraw | ||
| Offset | ||
| Other | Unlimited fee-free additional repayments | |
| Digital banking | ||
| Extra repayments | ||
| Guarantor | ||
| Other | Split Loans are available with eligible products | |
| Eligibility: min age | 18 | |
| Limit: max lvr | 0.60 | |
| Limit: opening balance | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only · LVR 0%–60% | 1 Nov 2026 | Current | 6.74% | 7.49% |
| Variable · investment · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.49% | 6.85% |
| Variable · owner occupied · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.29% | 6.66% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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