Construction Loan Var Rate
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.93% | 9.00% | Variable · owner occupied · principal and interest | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/112- Content hash
sha256 b2264a10b68576c814287435f945aed7a22c53232e87469b9c989c8b24426520- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b2264a10b68576c8_9b9e68a7Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/112- Content hash
sha256 b2264a10b68576c814287435f945aed7a22c53232e87469b9c989c8b24426520- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $200.00 |
| Legal Fee | Upfront | $275.00 |
| Valuation Fee | Upfront | $325.00 |
| Construction Progress Inspection Fee | Event | $150.00 |
| Top-Up Fee | Event | $200.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $200.00 |
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Additional Valuation Fee | Event | $0.00 |
| Annual Package Fee | Upfront | $0.00 |
| Split Loan Account Fee | Upfront | $99.00 |
| Construction Additional Progress Payment Fee | Event | $150.00 |
| Construction Final Inspection Fee | Event | $325.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Offset | An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan | |
| Other | 5 free progressive drawdowns | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 90.00 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.93% | 9.00% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
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