Mortgage Ezy Propel Lo Doc residential mortgage for eligible self-employed and alternative-income borrowers, for owner-occupied or investment purposes.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables Specialist lendingFirst home buyers | CDR | 1 Nov 2026 | |
| 6.79% | 6.85% | Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$2,500,000 | Specialist lendingFirst home buyers | CDR | 1 Nov 2026 |
| 6.89% | 6.95% | Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | Specialist lendingFirst home buyers | CDR | 1 Nov 2026 |
| 7.09% | 7.15% | Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | Specialist lendingFirst home buyers | CDR | 1 Nov 2026 |
| 7.19% | 7.25% | Variable · owner occupied · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | Specialist lendingFirst home buyers | CDR | 1 Nov 2026 |
| 7.89% | 8.00% | Variable · owner occupied · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | Specialist lendingFirst home buyers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/0cb38229-7210-413a-8ecd-a0aef13c4344- Content hash
sha256 d77a05131a9878cf21bf02ff9e57060a46d2bc6a3976db2adea0ebc24e839a46- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d77a05131a9878cf_4fa60cf3Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/0cb38229-7210-413a-8ecd-a0aef13c4344- Content hash
sha256 d77a05131a9878cf21bf02ff9e57060a46d2bc6a3976db2adea0ebc24e839a46- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $599.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Funder's Legal Fee | Event | Set in your letter of offer |
| Settlement Fee | Event | $0.00 |
| Monthly Offset Fee | Periodic | $10.00 |
| Discharge Fee | Exit | Set in your letter of offer |
| Risk Fee – LVR >80% to 85% | Upfront | 1.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | A 100% offset account is available. | |
| Other | Interest Only repayments available for up to 5 years. | |
| Eligibility: residency status | Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers | |
| Eligibility: other | Assessed on individual merits. No credit score, CCR or DTI requirements. | |
| Eligibility: other | Loan term up to 40 years. 30–40 year term only for first home buyers aged ≤40. Not available for loans over $2m. | |
| Eligibility: other | Lo Doc: income verified via Accountant Declaration, last 2 BAS statements, or 6 months business bank statements. Borrower must be minimum 25% shareholder. PAYG income: 100% of overtime, commission, bonuses, second job income, and non-earned income accepted. 100% foreign income (net AUD equivalent). 100% trust distributions. | |
| Eligibility: other | Eligible borrower structures include individuals, eligible trusts and Australian-domiciled companies, subject to applicable ownership and director requirements. | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2500000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 500000.00 | |
| Limit: max lvr | 0.8500 | |
| Limit: max lvr | 0.8000 | |
| Limit: max lvr | 0.7000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | 6.79% | 6.85% |
| Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | 7.09% | 7.15% |
| Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | 7.19% | 7.25% |
| Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | 6.89% | 6.95% |
| Variable · investment · interest only · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | 7.89% | 8.00% |
| Variable · investment · interest only · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
eligibility:first-home-buyer | First home buyers | Filter; shown in the row |
comparison-rate-missing | Reason this product is not ranked | |
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