An everyday transaction account with no monthly account keeping fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$2,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $2,000–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $5,000–$20,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $20,000–$50,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Everyday_Account- Content hash
sha256 86e0667eda338aa30c00c652d07fa0c2f25416834a03221e4b295748bf94ec9d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_86e0667eda338aa3_f69e5750Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Everyday_Account- Content hash
sha256 86e0667eda338aa30c00c652d07fa0c2f25416834a03221e4b295748bf94ec9d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_DISHONOUR | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR | Event | $9.00 |
| DOCUMENT_FEE | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE | Event | $2.50 |
| MISCELLANEOUS_SERVICE_FEE | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_FOREIGN_CURRENCY | Event | $30.00 |
| PHYSICAL_FOREIGN_CURRENCY | Transaction | 1.00% |
| FOREIGN_CURRENCY_CONVERSION_SERVICE_FEE | Transaction | 1.00% |
| UNCLAIMED_MONIES_FEE | Cash advance | $20.00 |
| ONLINE_INTERNATIONAL_TRANSFER_(OUTWARD) | Event | $30.00 |
| REPLACEMENT_CARD_FEE_(INTERNATIONAL) | Event | $100.00 |
| REPLACEMENT_CARD_FEE_-_VISA_DEBIT_CARD | Cash advance | Set in your letter of offer |
| ATM_OWNER_FEE | Cash advance | Set in your letter of offer |
| OVERDRAWN_FEE | Event | $9.00 |
| DORMANT_ACCOUNT_FEE | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Additional cards | 1 | |
| Bill payment | BPAY | Pay bills using BPAY |
| Card access | Visa Debit Card | |
| Digital banking | ||
| Digital wallet | Apple Pay & Google Pay | |
| Notifications | Mutual Alerts - Balance, low and high balance, deposit, withdrawal | |
| Npp enabled | ||
| Npp payid | ||
| Unlimited txns | ||
| Eligibility: natural person | Available for personal use only | |
| Eligibility: min age | 12 | |
| Eligibility: residency status | Australian citizen or a permanent resident of Australia or otherwise approved | |
| Limit: opening balance | 0.00 | |
| Limit: min balance | 0.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.01% |
| Variable · $2,000–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$2,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $5,000–$20,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $20,000–$50,000 | 1 Nov 2026 | Current | 0.00% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.