Looking for a dependable yield from your income or hard earned savings? Then a BOQ Specialist fixed term deposit could be an option to consider
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.10% | Fixed · 30 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 4.20% | Fixed · 60 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 90 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 5.05% | Fixed · 120 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 5.20% | Fixed · 180 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 5.20% | Fixed · 270 days · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 1 year · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 3.50% | Fixed · 2 years · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 3.50% | Fixed · 3 years · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 3.50% | Fixed · 4 years · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
| 3.50% | Fixed · 5 years · $1,000–$100,000,000 | Certain occupations | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/78906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 d640db0f4ac543b0ec242c65d16a5fba0f36b6d3f0bcf70cf5bae90af6f8ca90- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d640db0f4ac543b0_3416e645Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/78906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 d640db0f4ac543b0ec242c65d16a5fba0f36b6d3f0bcf70cf5bae90af6f8ca90- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment request | Transaction | $30.00 |
| Duplicate and Interim Statement Fee | Enquiry | $5.00 |
| Trace Fee | Event | $20.00 |
| Replacement of Online Banking security credential | Replacement | $50.00 |
| Dishonour Fee | Dishonour | $45.00 |
| Direct Debit Fee | Payment | $0.00 |
| Transaction Fee (overnight) | Transaction | $0.00 |
| Online Banking Security credential | Replacement | $0.00 |
| Transaction Fee (international) | Transaction | $30.00 |
| Bank Audit Certificate | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | 24/7 service with our Client Service Centre | |
| Other | Flexible terms ranging from 30 days to 5 years | |
| Other | Flexibility to re-invest, add extra money or withdraw at the end of the term | |
| Other | Consistently competitive ongoing term deposit interest rates on new funds and rollovers | |
| Other | No establishment or account keeping fees | |
| Digital banking | Manage your own term deposit prior to maturity via online banking | |
| Eligibility: residency status | Resident or Citizen | |
| Eligibility: min age | 18 | |
| Eligibility: other | Exclusively available to medical professionals and accountants | |
| Limit: opening balance | 1000.0000000000 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 180 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 5.20% |
| Fixed · 120 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 5.05% |
| Fixed · 1 year · $1,000–$100,000,000 | 1 Nov 2026 | Current | 5.35% |
| Fixed · 5 years · $1,000–$100,000,000 | 1 Nov 2026 | Current | 3.50% |
| Fixed · 4 years · $1,000–$100,000,000 | 1 Nov 2026 | Current | 3.50% |
| Fixed · 30 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 4.10% |
| Fixed · 2 years · $1,000–$100,000,000 | 1 Nov 2026 | Current | 3.50% |
| Fixed · 3 years · $1,000–$100,000,000 | 1 Nov 2026 | Current | 3.50% |
| Fixed · 60 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 4.20% |
| Fixed · 270 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 5.20% |
| Fixed · 90 days · $1,000–$100,000,000 | 1 Nov 2026 | Current | 5.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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