Home loan rates › CommFCU
Go Basic Variable Home Loan - Investment LVR 95% (Principal and Interest)
CommFCU
A basic variable home loan for investors with a maximum LVR of 95%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.69% | 6.74% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-INVPI-LVR95- Content hash
sha256 df0a882e2faee75fb80c55c68fee6044a35e5f97e6d349c63324f37d015ad47e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_df0a882e2faee75f_241a2660Show details
- Checked
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-INVPI-LVR95- Content hash
sha256 df0a882e2faee75fb80c55c68fee6044a35e5f97e6d349c63324f37d015ad47e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE | Upfront | $600.00 |
| LOAN_VARIATION_FEE | Event | $250.00 |
| CONSTRUCTION_LOAN_APPLICATION_FEE | Upfront | $1,500.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED | Event | $30.00 |
| SAFE_CUSTODY_FEE | Periodic | $50.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $0.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | Event | $1.50 |
| SOLICITORS_PREPARATION_FEE | Event | $0.00 |
| ADDITIONAL_VALUATION_FEE | Event | $0.00 |
| SEARCH_FEES | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE_-_MORTGAGE_DISCHARGE | Event | $696.00 |
| LENDERS_MORTGAGE_INSURANCE_(LMI) | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Redraw | Redraw fees apply | |
| Extra repayments | No penalty for extra repayments | |
| Other | Split Loan available | |
| Eligibility: min age | 18 | 18 years |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian citizen or premanent residency only | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.95 | |
| Limit: min lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.74% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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