The 85% no LMI is targeted to applicants looking for a loan amount for purchase, refinance, debt consolidation or cash our purposes with no LMI up to 85%. Distributed through our accredited Wholesale partners.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.39% | 8.43% | Variable · investment · interest only · LVR 1%–85% | CDR | 1 Nov 2026 | |
| 8.39% | 8.43% | Variable · investment · principal and interest · LVR 1%–85% | CDR | 1 Nov 2026 | |
| 7.99% | 8.03% | Variable · owner occupied · principal and interest · LVR 1%–85% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.resimac.com.au/cds-au/v1/banking/products/WHSL-%2085- Content hash
sha256 8b2d02a1fc0d6edbca9eeef3435344a27deb2f7a3255025b586d01d9e0c33573- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8b2d02a1fc0d6edb_a893cda5Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.resimac.com.au/cds-au/v1/banking/products/WHSL-%2085- Content hash
sha256 8b2d02a1fc0d6edbca9eeef3435344a27deb2f7a3255025b586d01d9e0c33573- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender Settlement Fee | Event | $199.00 |
| Legal document preparation fee | Other | Set in your letter of offer |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts | Payment | $12.00 |
| Settlement Cancellation Fee | Event | $55.00 |
| Variation fee | Variation | Set in your letter of offer |
| Discharge Fee | Event | $300.00 |
| Document retrieval fee | Event | $25.00 |
| Valuation Fee | Other | Set in your letter of offer |
| Third party fees | Other | Set in your letter of offer |
| Panel Solicitor fee - Discharge | Other | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | |
| Card access | Visa Debit | |
| Digital banking | ||
| Extra repayments | ||
| Offset | ||
| Redraw | ||
| Unlimited txns | ||
| Other | P&I Repayments | |
| Other | Split loan - Part fixed / part variable | |
| Other | Dynamic repayments | |
| Eligibility: employment status | PAYG and Self Employed | |
| Eligibility: min age | 18 | |
| Eligibility: other | Individuals, companies, and discretionary trusts allowed; no unit or hybrid trusts. | |
| Eligibility: residency status | Australian citizens and permanent residents, New Zealand citizens and permanent residents. | Expat non residents allowed. |
| Limit: max limit | 1100000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.85 | |
| Limit: min lvr | 0.01 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 1%–85% | 1 Nov 2026 | Current | 8.39% | 8.43% |
| Variable · investment · interest only · LVR 1%–85% | 1 Nov 2026 | Current | 8.39% | 8.43% |
| Variable · owner occupied · principal and interest · LVR 1%–85% | 1 Nov 2026 | Current | 7.99% | 8.03% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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