Savings account rates › CommBank
Standard Business Cheque Account - Interest Bearing Option
CommBank
CDR official
Transaction accounts that pays interest above minimum balances.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0–$100,000 | Business customers | CDR | 1 Nov 2026 |
| 0.01% | Variable · $100,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/07546f4ac1d4455d8dd2f3954d33ca68- Content hash
sha256 9286aec7874cc89a69daf8d52472be1d21bd4148a703d69daff1f659c79ee48a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9286aec7874cc89a_b7510fb5Show details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/07546f4ac1d4455d8dd2f3954d33ca68- Content hash
sha256 9286aec7874cc89a69daf8d52472be1d21bd4148a703d69daff1f659c79ee48a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Coin handling fee | Transaction | 1.00% |
| Dishonour fee | Dishonour | $5.00 |
| Note handling fee | Transaction | 0.25% |
| Paper Statement Fee | Event | $5.00 |
| Overdraw Fee | Event | $15.00 |
| Monthly account fee | Periodic | $5.00 |
| Access fee - Overseas transactions | Withdrawal | 3.50% |
| Access fee - Overseas transactions | Purchase | 3.50% |
| Access fee - Overseas transactions | Purchase | 3.50% |
| Withdrawals or transfers made via telephone banking using an operator | Transaction | $5.00 |
| CommBank ATMs outside Australia | Withdrawal | $2.00 |
| Assisted transactions | Withdrawal | $5.00 |
| Cheques transactions | Transaction | $5.00 |
| Assisted transactions | Transaction | $5.00 |
| Assisted deposits | Deposit | $5.00 |
| Quick Deposits | Deposit | $10.00 |
| Cheque transactions | Deposit | $5.00 |
| Electronic transactions | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Business Visa Debit Card | Access your own business funds to pay bills and suppliers online, over the phone or in person. |
| Other | Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software. | |
| Npp payid | Rather than wait hours or days for payments from another bank to clear, receive money almost instantly, so you know exactly where your business stands financially. | |
| Bill payment | BPAY View | See, track and easily pay your bills online in NetBank or on the go in the CommBank app. |
| Other | Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers. | |
| Other | Obtain Cheque Books. | |
| Digital banking | Regardless of your business structure and needs, we have an online banking solution that will suit you. | |
| Other | Your free business insights tool available in CommBiz and NetBank. | |
| Npp enabled | Pay and receive payments in realtime. | |
| Overdraft | You may apply to establish an overdraft limit on an eligible account. Applications are subject to our normal credit approval. | |
| Other | Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM. | |
| Other | Relationship managed | |
| Eligibility: business | ||
| Eligibility: other | To be eligible you need to have a valid ABN, ACN, or an association created and operating in Australia. Further Eligibility depends on your specific organisation structure. Please see CommBank website below for more information. | |
| Eligibility: other | Relationship managed clients only. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $100,000 or more | 1 Nov 2026 | Current | 0.01% |
| Variable · $0–$100,000 | 1 Nov 2026 | Current | 0.01% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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