Home loan rates › Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Bank First
Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.35% | 7.17% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e78addbf-25a1-4484-9f88-04491181989d- Content hash
sha256 62a4b9b38a63330771d90a0dd273ba8d67be9786c2377ca3d7503fc9835a95ea- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_62a4b9b38a633307_4cce0bffShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e78addbf-25a1-4484-9f88-04491181989d- Content hash
sha256 62a4b9b38a63330771d90a0dd273ba8d67be9786c2377ca3d7503fc9835a95ea- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Fee | Upfront | $595.00 |
| Discharge Of Mortgage Fee | Exit | $395.00 |
| Arrears Fee | Late payment | $20.00 |
| Break Cost Fee | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Digital banking | ||
| Redraw | Minimum of $500 per redraw | |
| Extra repayments | Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost | |
| Eligibility: residency status | Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Available to members only. | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.98 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.35% | 7.17% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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