Get the flexibility of a variable rate with the benefit of a 100% offset facility available for DHOAS eligible applicants.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.39% | 6.42% | Variable · owner occupied · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.62% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.79% | 6.82% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.04% | 7.07% | Variable · owner occupied · principal and interest · LVR 90%–98% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/bfeb8fed-eba0-4f9d-a53f-1bad25f325cf- Content hash
sha256 ac70e67730f0575fb2d6b848a53e96f5e92a58ca203c9bf7c1b5a2712f83c36c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ac70e67730f0575f_9c22e9d7Show details
- Checked
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/bfeb8fed-eba0-4f9d-a53f-1bad25f325cf- Content hash
sha256 ac70e67730f0575fb2d6b848a53e96f5e92a58ca203c9bf7c1b5a2712f83c36c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Copies of statements (over 12 months) at branch or posted | Event | $5.00 |
| Mortgage discharge fee | Event | $120.00 |
| Processing fee | Upfront | $450.00 |
| Document re-issue fee | Event | $100.00 |
| Copies of statements (up to 12 months) posted | Event | $1.00 |
| Arrears notice fee | Event | $20.00 |
| Consent fee | Event | $250.00 |
| Archive retrieval fee | Event | Set in your letter of offer |
| Paper statement fee (per statement) | Periodic | $2.00 |
| Default notice fee | Event | $30.00 |
| Audit Certificate Fee | Event | $50.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Switch/variation fee - home & investment loans | Event | $100.00 |
| Property valuation fee | Event | Set in your letter of offer |
| Redraw fee (per redraw) | Transaction | $10.00 |
| RateSaver Switch Fee | Event | $100.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | Available on loans with Principal and Interest repayments | |
| Loyalty program | Relationship Reward Program | |
| Other | Split Loan | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
| Eligibility: natural person | ||
| Eligibility: employment status | Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 5000000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.98 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.59% | 6.62% |
| Variable · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.39% | 6.42% |
| Variable · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.04% | 7.07% |
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 6.82% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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