LJ Hooker's Link Standard Fixed Home Loan provides certainty with fixed rate options ranging from 1 to 5 years. Borrow up to $3,000,000 (up to 90% LVR) and make additional repayments of up to $10,000 per year, with principal and interest repayments and no ongoing fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.84% | 7.14% | Fixed · 1 year · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.84% | 7.22% | Fixed · 2 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.84% | 7.30% | Fixed · 3 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 8.14% | 7.48% | Fixed · 4 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 8.14% | 7.59% | Fixed · 5 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.44% | 7.10% | Fixed · 1 year · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.44% | 7.14% | Fixed · 2 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.44% | 7.18% | Fixed · 3 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.74% | 7.34% | Fixed · 4 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.74% | 7.42% | Fixed · 5 years · investment · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.64% | 6.94% | Fixed · 1 year · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.64% | 7.02% | Fixed · 2 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.64% | 7.09% | Fixed · 3 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.94% | 7.27% | Fixed · 4 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.94% | 7.38% | Fixed · 5 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.24% | 6.90% | Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.24% | 6.94% | Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.24% | 6.98% | Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.54% | 7.13% | Fixed · 4 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.54% | 7.22% | Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/5c8b5d2a-56da-49ce-909e-8e7681a5775d/adapter/cds-au/v1/banking/products/link-standard-fixed- Content hash
sha256 0c871f4a2666eab03c60cac680c90421a08892bdaa23a3738a48635411f40359- Rule version
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Consumer Data Right product dataev_cdr_0c871f4a2666eab0_4e5871c2Show details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/5c8b5d2a-56da-49ce-909e-8e7681a5775d/adapter/cds-au/v1/banking/products/link-standard-fixed- Content hash
sha256 0c871f4a2666eab03c60cac680c90421a08892bdaa23a3738a48635411f40359- Excerpt
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mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Documentation Fee | Event | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Application Fee | Upfront | $0.00 |
| Settlement Fee | Event | $300.00 |
| Discharge Administration Fee | Exit | $300.00 |
| Break Cost Administration Fee | Event | $150.00 |
| Rate Lock Fee | Upfront | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. Limited to a maximum of $10,000 per year during the fixed term. | |
| Eligibility: min age | 18 | Applicants must be at least 18 years old to apply for this loan. |
| Eligibility: residency status | Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia. | |
| Limit: other | P15Y | |
| Limit: other | P30Y | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.94% | 7.38% |
| Fixed · 2 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.64% | 7.02% |
| Fixed · 4 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.74% | 7.34% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.54% | 7.13% |
| Fixed · 3 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.44% | 7.18% |
| Fixed · 3 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.84% | 7.30% |
| Fixed · 1 year · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.64% | 6.94% |
| Fixed · 5 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 8.14% | 7.59% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.24% | 6.90% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.24% | 6.94% |
| Fixed · 5 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.74% | 7.42% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.24% | 6.98% |
| Fixed · 2 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.84% | 7.22% |
| Fixed · 4 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.94% | 7.27% |
| Fixed · 1 year · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.44% | 7.10% |
| Fixed · 2 years · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.44% | 7.14% |
| Fixed · 4 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 8.14% | 7.48% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 7.54% | 7.22% |
| Fixed · 1 year · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.84% | 7.14% |
| Fixed · 3 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.64% | 7.09% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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