Low Rate Essentials
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.14% | 6.16% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.14% | 6.16% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.19% | 6.21% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.44% | 6.46% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.49% | 6.51% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.75% | 6.77% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/99- Content hash
sha256 b964fe45d5d3143c5781423e4c96a42827d534affacc79735bca58e338e2bc09- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b964fe45d5d3143c_391833c0Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/99- Content hash
sha256 b964fe45d5d3143c5781423e4c96a42827d534affacc79735bca58e338e2bc09- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Fee - First Security | Exit | $300.00 |
| Top-Up Fee | Event | $200.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $200.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee | Upfront | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Legal Fee | Upfront | $275.00 |
| Split Fee | Upfront | $0.00 |
| Exit Fee | Exit | $0.00 |
| Annual Package Fee | Upfront | $0.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Additional Valuation Fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product. | |
| Extra repayments | Unlimited extra repayments | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans. | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan. | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.14% | 6.16% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.51% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.75% | 6.77% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.19% | 6.21% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.44% | 6.46% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.14% | 6.16% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
Registered channels
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