Ideal for customers who hold a Commonwealth Seniors Health Card, or Health Care Card or DVA Health Card or Pensioner Concession Card and have an Australian residential address.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/991e0d87-2c2a-445b-83bc-47def5dc236f- Content hash
sha256 31961d6a38f0d3a0602a8a0c9bfce29796bffcb1a490206174ee7d97e12ccd46- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_31961d6a38f0d3a0_03802d1bShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/991e0d87-2c2a-445b-83bc-47def5dc236f- Content hash
sha256 31961d6a38f0d3a0602a8a0c9bfce29796bffcb1a490206174ee7d97e12ccd46- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Trace Fee | Event | $15.00 |
| Certificates Supplied | Event | $10.00 |
| BPAY Query and Correction Fee | Event | $15.00 |
| Monthly Account Fee | Periodic | $0.00 |
| Transfers between your account | Transaction | $0.00 |
| Pay someone using PayID | Transaction | $0.00 |
| BPAY transaction | Transaction | $0.00 |
| Direct Debit transaction | Transaction | $0.00 |
| Transfers to another MyState customer | Transaction | $0.00 |
| MyState Bank Corporate Cheque | Transaction | $8.00 |
| Swift & Electronic Funds Transfer (outward) within Australia | Transaction | $0.00 |
| Transaction Verification Fee, Copy of Sales Voucher | Event | $15.00 |
| Visa Overseas Emergency Cash Advance | Variable | Set in your letter of offer |
| Cash withdrawal | Transaction | $0.00 |
| Purchases using Visa Debit card | Transaction | $0.00 |
| EFTPOS transaction | Purchase | $0.00 |
| ATM transaction | Transaction | $0.00 |
| Bank cheque | Transaction | $16.00 |
| Overdrawn Fee | Event | $0.00 |
| Visa Debit Card Cash Advance | Transaction | $0.00 |
| Pay someone using BSB & account number | Transaction | $0.00 |
| Telegraphic Transfer Outward (foreign currency) | Transaction | $30.00 |
| Repurchase of Foreign Currency Documents | Transaction | $10.00 |
| Telegraphic Transfer (Inward) | Transaction | $7.50 |
| Overdrawn Account Interest | Event | $0.00 |
| Repurchase of Foreign Currency Documents on a Collection Basis | Transaction | $55.00 |
| Stop Payment | Event | $30.00 |
| Swift, Telegraphic & Electronic Transfer | Transaction | $0.00 |
| Telegraphic Transfer Outward (Australian dollars) | Transaction | $45.00 |
| Foreign Currency Conversion | Purchase | 0.03% |
| Bank@Post Withdrawal Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card. | |
| Digital banking | Stay flexible anywhere and anytime with the MyState Bank app. | |
| Npp enabled | Send and receive money in less than 60 seconds. | |
| Npp payid | Send and receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number. | |
| Unlimited txns | Unlimited Electronic and Staff Assisted transactions. A separate fee is payable for each Bank@Post transaction. A direct ATM charge may be applied by the ATM owner at the time of the transaction. | |
| Digital wallet | Apple Pay, Google Pay, Samsung Pay, Garmin Pay. | |
| Eligibility: natural person | ||
| Eligibility: min age | 13 | The minimum age to open a transaction or savings account in person is 13 years or to open an account online is 16 years |
| Eligibility: other | To open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card. If opening a joint account both customers will need to meet the above criteria | |
| Eligibility: residency status | Australian Resident | To open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card. |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
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