Savings account rates › Bank First

Pension Account

Bank First

CDR official

Pension Account

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
3.65%Variable · $0–$48,600
Pensioners
CDR1 Nov 2026
3.65%Variable · $48,600–$150,000
Pensioners
CDR1 Nov 2026
3.65%Variable · $150,000 or more
Pensioners
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/523398f7-b767-446a-b4f7-ee26025a82ba
Content hash
sha256 ff45a9c256f1d62239f8f91aebb5f0f58d7bef256cb3c9523fbe0c37a3ce236c
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ff45a9c256f1d622_55fd9adeShow details
Checked
1 Nov 2026
URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/523398f7-b767-446a-b4f7-ee26025a82ba
Content hash
sha256 ff45a9c256f1d62239f8f91aebb5f0f58d7bef256cb3c9523fbe0c37a3ce236c
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Coin Handling FeeEvent$5.00
Bank First Cheque FeeEvent$5.00
Account Keeping FeesPeriodic$0.00
Overdrawn Account FeeEvent$15.00
Direct Debit Dishonour FeeDishonour$15.00
Bank First Corporate Cheque Stop PaymentEvent$15.00
Statement RequestEnquiry$0.00
Deposit Cheque Dishonour FeeEvent$11.00
Inactive Membership FeePeriodic$30.00
Visa Debit Over The Counter Cash AdvanceWithdrawal$2.50
Visa Debit Card Overseas Atm WithdrawalsWithdrawal$2.50
Cheque Dishonour FeeDishonour$17.50
Replacement Card FeeReplacement$8.00
Non- Individual Membership Establishment FeeUpfront$50.00
Voucher Retrieval Fee For Cheque/DepositEvent$5.00
Direct Entry Return FeeEvent$2.50
Express Posting Of Card Or Pin In AustraliaEvent$15.00
Emergency Overseas Replacement Card FeeReplacement$150.00
Issue Card Or Pin Internationally By Registered MailEvent$15.00
Currency Conversion FeeTransaction3.00%

Features and eligibility

ItemValueDetails
OtherOther service related charges apply based on your circumstances
Card accessVisa Debit Card
Digital walletGoogle Pay
Offset
Npp enabled
Npp payid
OtherPhone Banking is available
Digital banking
Digital walletApplePay
Bill payment
Overdraft
Unlimited txnsFor the following transactions are free: Purchases on Visa Debit Card by pressing credit , purchases over the phone or Internet, Purchases on Visa Debit Card by pressing savings or cheque', Electronic payments - quoting a valid BSB and account number, Bpay transactions, NPP including Osko payments. PayID and Bank@Post withdrawals.
Eligibility: pension recipientAvailable to customers in receipt of Government pension from Centrelink or the Department of Veterans' Affairs. Available to members only.
Eligibility: natural personOnly a recipient of government pension may apply for the product

Rate history

RateFromToRate p.a.
Variable · $0–$48,6001 Nov 2026Current3.65%
Variable · $150,000 or more1 Nov 2026Current3.65%
Variable · $48,600–$150,0001 Nov 2026Current3.65%

Tags

TagMeaningEffect
eligibility:pensionerPensionersFilter; shown in the row

How tags and ranking work

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