Home loan rates › Granite Home Loans Pty Ltd
Granite Standard Construction
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite Standard Construction
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Construction- Content hash
sha256 a72f161b9ae97b8acd315f6bcdc935fb62d174e2df3421d7dc3bc5f44273d1e2- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a72f161b9ae97b8a_00b22e7dShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Construction- Content hash
sha256 a72f161b9ae97b8acd315f6bcdc935fb62d174e2df3421d7dc3bc5f44273d1e2- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender's Annual Facility Fee | Periodic | $295.00 |
| Fixed Rate Lock Fee | Upfront | $495.00 |
| Upfront Construction Review Fee | Upfront | $750.00 |
| Progress Payment Inspection Fee | Other | Set in your letter of offer |
| Third Party Costs | Upfront | Set in your letter of offer |
| Loan Facility Variation Fee | Variation | $450.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Discharge Administration Fee | Exit | $795.00 |
| Construction Risk Fee | Upfront | 5.75% |
| Construction Risk Fee | Upfront | 5.50% |
| Construction Risk Fee | Upfront | 3.75% |
| Construction Risk Fee | Upfront | 1.50% |
| Construction Risk Fee | Upfront | 2.50% |
| Construction Risk Fee | Upfront | 3.00% |
| Construction Risk Fee | Upfront | 6.00% |
| Construction Risk Fee | Upfront | 2.25% |
| Construction Risk Fee | Upfront | 2.00% |
| Construction Risk Fee | Upfront | 5.25% |
| Construction Risk Fee | Upfront | 4.25% |
| Construction Risk Fee | Upfront | 3.75% |
| Construction Risk Fee | Upfront | 4.00% |
| Construction Risk Fee | Upfront | 3.25% |
| Construction Risk Fee | Upfront | 2.75% |
| Construction Risk Fee | Upfront | 3.00% |
| Construction Risk Fee | Upfront | 2.50% |
| Construction Risk Fee | Upfront | 3.50% |
| Construction Risk Fee | Upfront | 4.75% |
| Construction Risk Fee | Upfront | 2.25% |
| Construction Risk Fee | Upfront | 2.75% |
| Construction Risk Fee | Upfront | 3.25% |
| Construction Risk Fee | Upfront | 3.50% |
| Construction Risk Fee | Upfront | 4.25% |
| Construction Risk Fee | Upfront | 5.00% |
| Construction Risk Fee | Upfront | 4.75% |
| Construction Risk Fee | Upfront | 5.25% |
| Construction Risk Fee | Upfront | 5.50% |
| Construction Risk Fee | Upfront | 2.00% |
| Construction Risk Fee | Upfront | 1.75% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Redraw | Yes | |
| Card access | Visa Debit Card - Yes | |
| Other | Multiple loan splits - Available | |
| Other | Repayment frequency: Monthly, fortnightly and weekly - during P&I period | |
| Other | Repayment frequency: Monthly - during IO period | |
| Other | Up to 5 years | |
| Other | transactions via internet, phone, BPay, debit card, ATM | |
| Other | Repayment method: Salary credit/Direct debit | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital wallet | Google Pay or Apple Pay | |
| Digital banking | App or Internet | |
| Eligibility: min age | 18 | be at least 18 years of age and above |
| Eligibility: other | provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria. | |
| Eligibility: natural person | are individual borrowers (as single or joint borrowers) | |
| Eligibility: residency status | is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | meets our lending eligibility criteria | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: other | ||
| Limit: other |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
purpose:construction | Construction | Left out of the standard home loan table |
no-rates | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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