Savings account rates › Beyond Bank Australia

Mortgage Offset Account

Beyond Bank Australia

CDR officialNot listed in rate tables

The Mortgage Offset Account is a full transactional account linked to an eligible variable rate home or investment loan. The balance of the account is offset against your loan reducing the interest payable.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since

Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/40
Content hash: sha256 59b9ce7462b0b7e9bebc23f3f2f7bfb100bb48996e68bb9f680d5354c8a3f25f
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_59b9ce7462b0b7e9_73bdcd71Show details

Checked: 1 Nov 2026
URL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/40
Content hash: sha256 59b9ce7462b0b7e9bebc23f3f2f7bfb100bb48996e68bb9f680d5354c8a3f25f
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Bank@Post Deposit Fee	Transaction	$2.00
Bank@Post Withdrawal Fee	Transaction	$4.50
Cash Advance/Overseas ATM Fee	Transaction	$4.50

Features and eligibility

Item	Value	Details
Additional cards
Bill payment	BPAY available.
Card access	Visa Debit Card available
Digital banking		Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Digital wallet	Mobile Wallet	Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.
Notifications	Text Me or Push Notification Alert	Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
Npp enabled		New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
Npp payid		New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts
Other		This account must be linked to an eligible variable home or investment loan. The balance in this account reduces the interest you pay on your loan.
Eligibility: min age	18
Eligibility: natural person
Eligibility: other		Membership: You must be or become a Beyond Bank Australia member.
Eligibility: other		Lending criteria applies for all loans.
Eligibility: other		Must be linked to an eligible variable rate home loan or investment loan. Conditions apply.
Eligibility: residency status	Australian Citizen	Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

Rate history

No earlier values recorded yet.

Tag	Meaning	Effect
`quality:no-interest`	quality:no-interest
`out-of-scope`	Reason this product is not ranked

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.