Earn interest on your surplus funds and access your funds anytime you need them.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.55% | Variable · $0–$4,999 | Business customers | CDR | 1 Nov 2026 |
| 0.55% | Variable · $5,000–$9,999 | Business customers | CDR | 1 Nov 2026 |
| 0.55% | Variable · $10,000–$24,999 | Business customers | CDR | 1 Nov 2026 |
| 0.55% | Variable · $25,000–$49,999 | Business customers | CDR | 1 Nov 2026 |
| 0.75% | Variable · $50,000–$249,999 | Business customers | CDR | 1 Nov 2026 |
| 1.30% | Variable · $250,000–$499,999 | Business customers | CDR | 1 Nov 2026 |
| 1.30% | Variable · $500,000–$999,999 | Business customers | CDR | 1 Nov 2026 |
| 1.45% | Variable · $1,000,001 or more | Business customers | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavComSolCashRes- Content hash
sha256 206ffbc27982c5e3de3d7dd1710ca389beb689c54f10e67d03419f6110e3506c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_206ffbc27982c5e3_e1cdaa84Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavComSolCashRes- Content hash
sha256 206ffbc27982c5e3de3d7dd1710ca389beb689c54f10e67d03419f6110e3506c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Overdrawn Fee | Event | $15.00 |
| Self-Service (Electronic) Withdrawals | Withdrawal | $0.00 |
| Self-Service (Electronic) Deposits | Deposit | $0.00 |
| Cheques Collected / Deposited | Deposit | $0.00 |
| Staff-Assisted Withdrawal | Withdrawal | $3.00 |
| Staff-Assisted Deposit | Deposit | $0.00 |
| Periodical Payments | Payment | $0.00 |
| Telephone Banking | Event | $0.00 |
| Online Banking | Event | $0.00 |
| Narrated Credits | Transaction | $3.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No account-keeping fees | |
| Other | No fees to move cash to and from your Westpac transaction account through Online Banking and the Westpac App | |
| Other | Regularly deposit funds to grow savings balance | |
| Other | Earn interest on your surplus funds, noting that zero interest rates may apply from time to time | |
| Other | Get access to your savings at any time | |
| Other | No minimum balance needed | |
| Digital banking | ||
| Other | Tiered interest is paid on certain balances | |
| Other | Interest is paid on a monthly basis. | |
| Other | You will be provided regular statements for the account and you have a choice of 3 or 6 monthly statements. | |
| Other | Unlimited free self-service enquiries. | |
| Fraud protection | The product includes FRAUD_PROTECTION features. | |
| Other | Account enquiries are always free when you use Online Banking | |
| Eligibility: min age | 18 | Applicant plus all signatories |
| Eligibility: residency status | Operating in Australia with an Australian address | |
| Eligibility: business | Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties | |
| Eligibility: other | Needs an eligible Westpac business transaction account to link to. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $5,000–$9,999 | 1 Nov 2026 | Current | 0.55% |
| Variable · $500,000–$999,999 | 1 Nov 2026 | Current | 1.30% |
| Variable · $0–$4,999 | 1 Nov 2026 | Current | 0.55% |
| Variable · $10,000–$24,999 | 1 Nov 2026 | Current | 0.55% |
| Variable · $250,000–$499,999 | 1 Nov 2026 | Current | 1.30% |
| Variable · $50,000–$249,999 | 1 Nov 2026 | Current | 0.75% |
| Variable · $1,000,001 or more | 1 Nov 2026 | Current | 1.45% |
| Variable · $25,000–$49,999 | 1 Nov 2026 | Current | 0.55% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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