Home loan rates › Bank of Queensland Limited
Clear Path Variable Home Loan
Bank of Queensland Limited
CDR official
If you're looking for a fully featured, home loan with a low rate, our Clear Path Variable Rate Home Loan is for you.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.37% | 9.35% | Variable · investment · interest only | CDR | 1 Nov 2026 | |
| 6.64% | 6.70% | Variable · investment · interest only · LVR 80% or less · $150,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 7.01% | Variable · investment · interest only · LVR 80%–90% · $150,000 or more | CDR | 1 Nov 2026 | |
| 9.12% | 9.23% | Variable · investment · principal and interest | CDR | 1 Nov 2026 | |
| 6.54% | 6.66% | Variable · investment · principal and interest · LVR 80% or less · $150,000 or more | CDR | 1 Nov 2026 | |
| 6.79% | 6.91% | Variable · investment · principal and interest · LVR 80%–90% · $150,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.36% | Variable · investment · principal and interest · LVR 90%–95% · $150,000 or more | CDR | 1 Nov 2026 | |
| 8.88% | 8.78% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 7.89% | 7.16% | Variable · owner occupied · interest only · LVR 80% or less · $150,000 or more | CDR | 1 Nov 2026 | |
| 8.14% | 7.36% | Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or more | CDR | 1 Nov 2026 | |
| 8.49% | 8.60% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.39% | 6.51% | Variable · owner occupied · principal and interest · LVR 80% or less · $150,000 or more | CDR | 1 Nov 2026 | |
| 6.54% | 6.66% | Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000 or more | CDR | 1 Nov 2026 | |
| 6.84% | 6.96% | Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000 or more | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/59906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 5a3d2c723ce8ba4d582c1ba5cced51759fc87420d6ddda9e3dc4c0d00ce60562- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5a3d2c723ce8ba4d_33d33a2dShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/59906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 5a3d2c723ce8ba4d582c1ba5cced51759fc87420d6ddda9e3dc4c0d00ce60562- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement Fee | Upfront | $150.00 |
| Security Release Fee | Exit | $350.00 |
| Substitution of Security | Variation | $300.00 |
| Default Fee | Late payment | $30.00 |
| Consent Fee | Variation | $300.00 |
| Construction Loan Fee | Upfront | $250.00 |
| Government and other charges | Other | Set in your letter of offer |
| Production Fee | Event | $150.00 |
| Monthly Fee | Periodic | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% mortgage offset account. This is not available for loans in the name of companies and trusts. Only one mortgage offset account can be linked to a loan. | |
| Extra repayments | Additional repayments - make unlimited additional repayments at any time | |
| Other | Split loans- fixed loan application fee applies | |
| Other | Available for all loan amounts | |
| Other | Flexible repayment options - weekly, fortnightly, monthly | |
| Other | Borrow up to 95% of the property value, inclusive of Lender's Mortgage Insurance* (Principal and Interest Lending) or 90% of the property value, excluding Lender's Mortgage Insurance* (Interest Only Lending) for Owner Occupiers; Borrow up to 90% of the property value, inclusive of Lender's Mortgage Insurance* (Principal and Interest or Interest Only Lending) for Investors | |
| Other | One free valuation | |
| Redraw | Unlimited free redraw- minimum $100.00 redraw. No fees apply | |
| Other | No application fee | |
| Other | Available for construction. During the construction period the Clear Path Variable Interest Only Rate will apply | |
| Other | No minimum loan amount | |
| Cashback offer | 2000.0000000000 | The $2000 BOQ Classic Refinance Cashback offer is being extended for applications submitted on or after Friday, 28 August 2026 until the new application deadline of Sunday, 28 February 2027, and must settle within 120 days of the loan application date. The $2000 BOQ Classic Refinance Cashback offer is being extended for applications submitted on or after Friday, 28 August 2026 until the new application deadline of Sunday, 28 February 2027, and must settle within 120 days of the loan application date. All other eligibility criteria will remain unchanged. |
| Eligibility: min age | 18 | Be 18 years of age or older |
| Eligibility: other | Earn a regular income | |
| Eligibility: other | Have never been bankrupt | |
| Eligibility: residency status | Resident or Citizen | Be an Australian citizen or permanent resident |
| Limit: min lvr | 0.0000000000 | |
| Limit: max lvr | 0.9500000000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.49% | 8.60% |
| Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 8.14% | 7.36% |
| Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 6.54% | 6.66% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 9.37% | 9.35% |
| Variable · investment · principal and interest · LVR 90%–95% · $150,000 or more | 1 Nov 2026 | Current | 7.24% | 7.36% |
| Variable · investment · principal and interest · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 6.54% | 6.66% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 8.88% | 8.78% |
| Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000 or more | 1 Nov 2026 | Current | 6.84% | 6.96% |
| Variable · owner occupied · principal and interest · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 6.39% | 6.51% |
| Variable · investment · interest only · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 6.64% | 6.70% |
| Variable · owner occupied · interest only · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 7.89% | 7.16% |
| Variable · investment · principal and interest · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 6.79% | 6.91% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.12% | 9.23% |
| Variable · investment · interest only · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 7.04% | 7.01% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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