Our Bridging Loan is a short-term financing solution that is designed to ease property transitions. It allows applicants to buy or construct a new property before finalising the sale of their existing one. La Trobe Financial combines both loans and adds the future interest onto the total loan amount. This unique feature eliminates the need for repayments during the bridging period, making the transition between properties smoother.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.49% | 8.82% | Variable · unconstrained · interest only | Bridging | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Bridging%20Loan- Content hash
sha256 ce15a35f34e44d940bae2c75d7db29612be203413c6fdcb6e87eee004d0b4382- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ce15a35f34e44d94_2fa2fb62Show details
- Checked
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Bridging%20Loan- Content hash
sha256 ce15a35f34e44d940bae2c75d7db29612be203413c6fdcb6e87eee004d0b4382- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 1.25% |
| Monthly Account Fee | Periodic | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Only available after bridging period if a residual debt is present | |
| Guarantor | Guarantors with financial benefit acceptable | |
| Redraw | Only available after bridging period if a residual debt is present | |
| Digital banking | Access your loan account online to view and track your loan via the La Trobe Financial website. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Available to Australian residents only | |
| Limit: max limit | 50000000.00 | |
| Limit: max lvr | 0.80 | |
| Limit: min limit | 100000.00 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · interest only | 1 Nov 2026 | Current | 8.49% | 8.82% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:bridging | Bridging | Left out of the standard home loan table |
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