Savings account rates › Virgin Money
Home Loan Companion Account
Virgin Money
CDR officialNot listed in rate tables
Our Home Loan Companion Account is a simple account designed primarily for offsetting against your home loan balance but also to assist with settlement of your loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d9176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 9ebb8194167806da2f77b726c26b58aa5fbef1d6a490dad32aab5747d551eb0b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9ebb8194167806da_0d6a90c2Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d9176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 9ebb8194167806da2f77b726c26b58aa5fbef1d6a490dad32aab5747d551eb0b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee | Event | $15.00 |
| Pay Anyone | Payment | $0.00 |
| Telegraphic Transfer Fee (outward) - Credit | Payment | $30.00 |
| Vouchers and other records for searching - Location and photocopying | Event | $12.00 |
| Account Maintenance Fee | Periodic | $0.00 |
| Vouchers and other records for searching - Privacy Act | Event | $66.00 |
| Telegraphic Transfer Fee (inward) | Transaction | $10.00 |
| Direct Debits | Payment | $0.00 |
| Stop Payments - Direct Debits | Event | $0.00 |
| Telegraphic Transfer Fee (outward) - recall | Payment | $25.00 |
| Trace Request | Event | $15.00 |
| Direct Credits | Deposit | $0.00 |
| Telegraphic Transfer Fee (outward) - repair rejected | Payment | $25.00 |
| Vouchers and other records for searching - General search | Event | $60.00 |
| Telegraphic Transfer Fee (outward) - trace | Payment | $40.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Vouchers and other records for searching - Direct debit validation search | Event | $30.00 |
| Funds Transfer and BPAY | Payment | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | free funds transfer and BPAY | |
| Offset | ability to offset interest costs against your nominated variable rate loan | |
| Unlimited txns | free Direct Debits | |
| Other | no ongoing fees | |
| Other | no minimum monthly balance | |
| Unlimited txns | free Pay Anyone payments | |
| Other | Under the Financial Claims Scheme (FCS) the Australian Government guarantees certain deposits up to $250 000 held with an authorised deposit-taking institution (ADI). The Home Loan Companion Account is issued by Bank of Queensland Limited, and as such, qualifying deposits placed into that account are covered under the government guarantee provided to Bank of Queensland Limited (the ADI) | |
| Unlimited txns | free Direct Credits to the account | |
| Eligibility: natural person | Personal customers only |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
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