Home loan rates › Bluestone Home Loans
Residential Home Loan
Bluestone Home Loans
Residential Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.39% | 7.61% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 7.81% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.09% | 7.31% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 7.51% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/27572835-a272-4f6f-8a8a-7e8f7ea2a311/adapter/cds-au/v1/banking/products/Bluestone%20Residential%20Home%20Loan- Content hash
sha256 6568b3335f6f36a9aaa374b104b7ad69d5e0ddec7626e6e6cec6c2399013a54f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6568b3335f6f36a9_a0438c45Show details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/27572835-a272-4f6f-8a8a-7e8f7ea2a311/adapter/cds-au/v1/banking/products/Bluestone%20Residential%20Home%20Loan- Content hash
sha256 6568b3335f6f36a9aaa374b104b7ad69d5e0ddec7626e6e6cec6c2399013a54f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly account keeping fee | Periodic | $15.00 |
| Loan settlement fee | Upfront | $199.00 |
| Legal fee | Upfront | Set in your letter of offer |
| Establishment fee | Upfront | Set in your letter of offer |
| Risk fee | Upfront | 0.00% |
| Valuation fee | Upfront | Set in your letter of offer |
| Loan variation fee | Variation | Set in your letter of offer |
| Loan discharge fee | Exit | $500.00 |
| Company or Trust Assessment fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% offset facility. No additional fees. One offset facility per variable loan split. | |
| Redraw | Redraw facility allows you to access extra repayments made. | |
| Other | Available for both owner-occupier and investment purpose | |
| Extra repayments | ||
| Other | Interest Only available up to 5 years. | |
| Other | We accept both traditional and alternative documentation for income verification | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian or New Zealand citizens or permanent residents living in Australia | |
| Eligibility: other | All applications are subject to credit assessment and eligibility criteria | |
| Limit: max lvr | 0.90 | |
| Limit: max limit | 5000000.00 | |
| Limit: min limit | 100000.00 | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.39% | 7.61% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.29% | 7.51% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.31% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.59% | 7.81% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.