Savings account rates › Newcastle Permanent
Everyday Account with partial interest offset
Newcastle Permanent
CDR official
A flexible everyday account designed to help make banking easier offering a wide range of transactional facilities and unlimited free everyday transactions.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/AC_everydayoffsetpartial- Content hash
sha256 3c4ef868c4b231ea05c47556588f588a0ca1d2895af010c5d5c6ec7f97ac8385- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3c4ef868c4b231ea_4391cae5Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/AC_everydayoffsetpartial- Content hash
sha256 3c4ef868c4b231ea05c47556588f588a0ca1d2895af010c5d5c6ec7f97ac8385- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| Account Overdrawn | Event | $5.00 |
| Card Replacement Overseas | Replacement | $100.00 |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee | Deposit | Set in your letter of offer |
| Real Time Gross Settlements (RTGS) | Withdrawal | $30.00 |
| Visa Cash Advance Fee | Cash advance | $5.00 |
| Financial Institution Cheque Replacement | Replacement | $15.00 |
| Financial Institution Cheque | Withdrawal | $10.00 |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee | Withdrawal | Set in your letter of offer |
| Foreign Currency Conversion | Purchase | 3.00% |
| Real Time Gross Settlements (RTGS) - Inward NPBS fee | Deposit | $12.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp enabled | OSKO | |
| Digital banking | Internet Banking and Mobile Banking | |
| Unlimited txns | Unlimited free everyday transactions for: Automatic Transfers, Direct Debit Request, Internet banking, ATM Withdrawal (NP), BPAY, Visa Debit card purchase (when pressing the credit button), EFTPOS, Cheque Clearance, and Branch Withdrawal. Subject to amount limits. | |
| Card access | Visa Debit Card (Cashcard no longer available for issue from 27 November 2024). | |
| Bill payment | BPAY View | |
| Digital wallet | Apple Pay | Available for Visa cards only. |
| Digital wallet | Google Pay | Available for Visa cards only. |
| Npp payid | OSKO | |
| Eligibility: residency status | Available to permanent Australian Residents | |
| Eligibility: natural person | This account is for personal use by individuals (no age restrictions apply) including for Trusts and Self-Managed Superannuation Funds (SMSF) with personal trustees. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0 or more | 1 Nov 2026 | Current | 0.01% |
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