A passbook account that pays a higher interest rate if the minimum account balance is maintained.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $5,000–$20,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $20,000–$50,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $50,000–$100,000 | CDR | 1 Nov 2026 | |
| 0.05% | Variable · $100,000–$200,000 | CDR | 1 Nov 2026 | |
| 0.05% | Variable · $200,000–$500,000 | CDR | 1 Nov 2026 | |
| 0.05% | Variable · $500,000 or more | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Cash_Management- Content hash
sha256 ae7a7b192b6c6fa409f57cda2078db3312f97fe6336d20fd7d5d31af131cb1d9- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ae7a7b192b6c6fa4_730db42fShow details
- Checked
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Cash_Management- Content hash
sha256 ae7a7b192b6c6fa409f57cda2078db3312f97fe6336d20fd7d5d31af131cb1d9- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_DISHONOUR | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR | Event | $9.00 |
| DOCUMENT_FEE | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE | Event | $2.50 |
| MISCELLANEOUS_SERVICE_FEE | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_FOREIGN_CURRENCY | Event | $30.00 |
| PHYSICAL_FOREIGN_CURRENCY | Transaction | 1.00% |
| UNCLAIMED_MONIES_FEE | Cash advance | $20.00 |
| ONLINE_INTERNATIONAL_TRANSFER_(OUTWARD) | Event | $30.00 |
| OVERDRAWN_FEE | Event | $9.00 |
| DORMANT_ACCOUNT_FEE | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | Pay bills using BPAY |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Other | Passbook account only | |
| Unlimited txns | ||
| Notifications | Mutual Alerts - Balance, low and high balance, deposit, withdrawal | |
| Other | Staff assisted transactions - Branch and Contact Centre | |
| Eligibility: residency status | Australian citizen or a permanent resident of Australia or otherwise approved | |
| Eligibility: min age | 12 | |
| Limit: opening balance | 0.00 | |
| Limit: min balance | 0.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $5,000–$20,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $100,000–$200,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $20,000–$50,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $50,000–$100,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $500,000 or more | 1 Nov 2026 | Current | 0.05% |
| Variable · $200,000–$500,000 | 1 Nov 2026 | Current | 0.05% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.