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COMPLETE PACKAGE HOME LOAN

First Option Bank

CDR official

COMPLETE PACKAGE HL

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.59%6.96%Variable · investment · interest only · LVR 0%–60%CDR1 Nov 2026
6.64%7.01%Variable · investment · interest only · LVR 60%–70%CDR1 Nov 2026
6.69%7.06%Variable · investment · interest only · LVR 70%–95%CDR1 Nov 2026
6.39%6.76%Variable · investment · principal and interest · LVR 0%–60%CDR1 Nov 2026
6.44%6.81%Variable · investment · principal and interest · LVR 60%–70%CDR1 Nov 2026
6.49%6.86%Variable · investment · principal and interest · LVR 70%–95%CDR1 Nov 2026
6.34%6.69%Variable · owner occupied · interest only · LVR 0%–60%CDR1 Nov 2026
6.39%6.74%Variable · owner occupied · interest only · LVR 60%–70%CDR1 Nov 2026
6.44%6.78%Variable · owner occupied · interest only · LVR 70%–95%CDR1 Nov 2026
6.14%6.49%Variable · owner occupied · principal and interest · LVR 0%–60%CDR1 Nov 2026
6.19%6.54%Variable · owner occupied · principal and interest · LVR 60%–70%CDR1 Nov 2026
6.24%6.59%Variable · owner occupied · principal and interest · LVR 70%–95%CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/COMPLETE_PACKAGE_HOME_LOAN
Content hash
sha256 69055e76791cb16517bd8791cc374fe02866df036bcf9418925bbcd3c2ddfc03
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_69055e76791cb165_c7fb4272Show details
Checked
1 Nov 2026
URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/COMPLETE_PACKAGE_HOME_LOAN
Content hash
sha256 69055e76791cb16517bd8791cc374fe02866df036bcf9418925bbcd3c2ddfc03
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
PACKAGE_HOME_LOAN_ANNUAL_FEEPeriodic$375.00
INVLOAN_ADMIN_FEEUpfront$400.00
MORTGAGEDISCHARGECash advance$175.00
BRIDGINGLOANUpfront$250.00
CONSTRUCTIONLOANUpfront$600.00
CONTRACTVARIATIONEvent$150.00
LEGALFEESCash advance$0.00
LOANADMINEvent$250.00
LOANCONSENTEvent$400.00
MORTGAGEDISCHARGECash advance$175.00
SECURITYGUARANTEECash advance$250.00
SECURITYSUBSTITUTIONCash advance$250.00
TITLEPRODUCTIONCash advance$150.00
GOVERNMENTFEESCHARGESCash advance$0.00

Features and eligibility

ItemValueDetails
Redraw
Digital banking
NotificationsEmail, SMS
Offset
Extra repayments
Eligibility: min age18
Eligibility: residency statusAustralian Residents
Eligibility: natural person
Limit: min limit5000.00

Rate history

RateFromToRate p.a.Comparison
Variable · owner occupied · principal and interest · LVR 60%–70%1 Nov 2026Current6.19%6.54%
Variable · owner occupied · principal and interest · LVR 0%–60%1 Nov 2026Current6.14%6.49%
Variable · investment · principal and interest · LVR 0%–60%1 Nov 2026Current6.39%6.76%
Variable · investment · principal and interest · LVR 70%–95%1 Nov 2026Current6.49%6.86%
Variable · investment · interest only · LVR 0%–60%1 Nov 2026Current6.59%6.96%
Variable · investment · principal and interest · LVR 60%–70%1 Nov 2026Current6.44%6.81%
Variable · owner occupied · interest only · LVR 0%–60%1 Nov 2026Current6.34%6.69%
Variable · owner occupied · interest only · LVR 70%–95%1 Nov 2026Current6.44%6.78%
Variable · investment · interest only · LVR 70%–95%1 Nov 2026Current6.69%7.06%
Variable · owner occupied · principal and interest · LVR 70%–95%1 Nov 2026Current6.24%6.59%
Variable · investment · interest only · LVR 60%–70%1 Nov 2026Current6.64%7.01%
Variable · owner occupied · interest only · LVR 60%–70%1 Nov 2026Current6.39%6.74%

Registered channels

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