Enjoy a hassle free Christmas with the IMB Christmas Club Account. Earn bonus interest for regular saving then access your savings in November and December to pay for Christmas.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-6-1- Content hash
sha256 3a9002aab8c23e4e2803ae540f7f5116e4a22edda73a2d8cb13183b40b4610e6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3a9002aab8c23e4e_a50030f4Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-6-1- Content hash
sha256 3a9002aab8c23e4e2803ae540f7f5116e4a22edda73a2d8cb13183b40b4610e6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques | Event | $16.00 |
| Trace on Electronic Debit/Credit | Event | $20.00 |
| Default Notice fee | Event | $30.00 |
| Transfers between accounts to cover overdrawn balance | Event | $15.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over | Event | $0.50 |
| Interest statement - Electronic | Event | $2.50 |
| Copy of withdrawal or deposit form | Event | $15.00 |
| Recalculation of interest | Event | $30.00 |
| Research fee | Event | $30.00 |
| Retrieval of archived documents | Event | $20.00 |
| Audit Certificate | Event | $30.00 |
| Unclaimed monies/dormant account | Event | $40.00 |
| Bulk coin count | Deposit | $5.00 |
| Total cash withdrawal over $2,000 in a day | Withdrawal | 0.20% |
| Manual deposit other institution | Deposit | $10.00 |
| Trace on Financial Institution cheque | Event | $50.00 |
| Copy of Financial Institution cheque | Event | $16.00 |
| Stop payment fee (IMB cheques) | Event | $12.50 |
| Foreign cheque conversion (value less than AU$10,000) | Deposit | $25.00 |
| Foreign cheque conversion (value AU$10,000 and greater) | Deposit | $50.00 |
| Purchase of foreign currency | Withdrawal | 1.00% |
| SMS Alerts | Event | $0.25 |
| Default fee | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking and Mobile Banking App. | |
| Npp payid | Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments. | |
| Other | Direct Credit | Direct Credit is available on this account type. |
| Other | Receive Electronic Funds Transfers | Receive Electronic Funds Transfers (EFT) to this account type. |
| Other | Branch | IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. |
| Other | Telephone Banking | IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone. |
| Other | Phone Banking Operator Assisted | IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm |
| Npp enabled | This account type is enabled to recieve Osko payments, via the New Payments Platform (NPP) only. Osko is the faster way to receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can be paid in a matter of seconds | |
| Funds available after | Funds available after 31 October | |
| Fraud protection | ||
| Eligibility: pension recipient | ||
| Eligibility: natural person | ||
| Limit: opening balance | 1 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus | 1 Nov 2026 | Current | 3.50% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
eligibility:pensioner | Pensioners | Filter; shown in the row |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.