Savings account rates › PayPal Australia
PayPal personal account
PayPal Australia
CDR officialNot listed in rate tables
With a PayPal personal account, you can send and receive money, and buy things online and in person. A PayPal account enables you to make payments using your debit card, credit card, bank account, PayPal balance or other payment methods.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.paypal.com/v1/identity/cds-au/v1/banking/products/PayPalPersonalAcct- Content hash
sha256 fb0005dc4350af90f093b43bb86e21946a301b7b1da2a5c6f13cb8863be5eb62- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fb0005dc4350af90_a808ed1cShow details
- Checked
- 1 Nov 2026
- URL
https://api.paypal.com/v1/identity/cds-au/v1/banking/products/PayPalPersonalAcct- Content hash
sha256 fb0005dc4350af90f093b43bb86e21946a301b7b1da2a5c6f13cb8863be5eb62- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Sending Domestic Personal Transaction | Payment | Set in your letter of offer |
| Sending International Personal Transaction | Payment | 5.00% |
| Sending Commercial Transaction | Payment | Set in your letter of offer |
| Receiving Domestic Commercial Transaction | Transaction | Set in your letter of offer |
| Receiving International Commercial Transaction | Transaction | Set in your letter of offer |
| Receiving Fees for Registered Charities and Not-For-Profit Organisations | Transaction | Set in your letter of offer |
| Micropayment Pricing | Transaction | Set in your letter of offer |
| Australia Fixed Fee | Transaction | Set in your letter of offer |
| Currency Conversion Fees | Other | Set in your letter of offer |
| Chargeback Fee | Event | $15.00 |
| Receiving eCheques | Event | Set in your letter of offer |
| PayPal Payouts (formerly Mass Pay) | Payment | 2.00% |
| Commercial Transaction Refund Fee | Event | $0.00 |
| Other - Expanded Use Fee | Other | Set in your letter of offer |
| Other - Records Request Fee | Enquiry | $10.00 |
| Other - Withdrawal Balance Fee | Withdrawal | 1.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital wallet | Accepting Payments from Buyers for Goods and Services (Commercial Transactions) | Enable customers to pay any way they want from almost anywhere. Let them pay now, pay later, or offer subscriptions or global and local payment options. |
| Digital wallet | Make Payments for Goods and Services (Commercial Transactions) or Send Money to Friends and Family (Personal Transactions) | Move money from your PayPal account to your bank, pay for goods or services online or in person with your PayPal account balance. Or transfer funds to pay vendors electronically. |
| Digital wallet | Estimates & Invoices | Send a professional invoice or estimate in minutes. Customers can pay with PayPal or debit and credit card, and you can manage your invoice payments in a single place. When you request a payment, we’ll send the recipient a notification and let you know when you’ve been paid. |
| Digital wallet | Withdraw Money | If you have funds in your PayPal account, you may withdraw them to the linked bank account you hold with a financial institution in Australia or the United States of America. If you have funds in your account that are held in a foreign currency, they’ll usually be converted to Australian Dollars prior to withdrawal. |
| Other | Key Benefits. Refer to PayPal's Combined Financial Services Guide and Product Disclosure Statement. | |
| Eligibility: min age | 18 | Legal Agreements for PayPal Services |
| Eligibility: residency status | You must be a resident of Australia | Legal Agreements for PayPal Services |
| Eligibility: other | Terms and Conditions. Refer to the shared URL for complete terms and conditions. |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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