This high interest rate savings account helps you to earn more on your money. You can manage this account through internet & mobile banking and our app, however you can't access to your funds via a VISA debit card.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.90% | Variable · $0–$49,999 | CDR | 1 Nov 2026 | |
| 1.90% | Variable · $50,000–$99,999 | CDR | 1 Nov 2026 | |
| 4.65% | Variable · $100,000–$249,999 | CDR | 1 Nov 2026 | |
| 0.40% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/c6d0b470-e4c0-4882-beea-21a7809f291d- Content hash
sha256 f6472fdf6651b40aefd7e1bed37be700012b738a3d97d8a2609a627530cb0208- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f6472fdf6651b40a_9624c8dcShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/c6d0b470-e4c0-4882-beea-21a7809f291d- Content hash
sha256 f6472fdf6651b40aefd7e1bed37be700012b738a3d97d8a2609a627530cb0208- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Dormant Accounts fee | Event | $10.00 |
| Third Party Costs | Event | $0.00 |
| Counter Cash withdrawal fee up to $24,999 | Transaction | $2.00 |
| Overdrawn Savings Account Fee | Event | $15.00 |
| Counter Cash withdrawal $25,000 and over | Transaction | $50.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Default Notice Fee | Event | $21.50 |
| Document Retrieval Fee | Event | $0.00 |
| Additional Statement Fee | Event | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Npp enabled | NPP Payments The NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Other | Direct Debits. A facility to make direct debit payments from your account | |
| Other | Contributes to Reduced Fees program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Digital banking | Phone banking. You can check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Digital banking | Internet banking. You can check your account details or make transfers anytime or anywhere online with Internet Banking – the services is free. | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Npp payid | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Npp enabled | Yes | |
| Digital wallet | Google Pay | Pay with your Border Bank Visa Debit Cards using Google Pay |
| Other | Direct Debits. Set up Direct Debits from this account | |
| Interest free | P55D | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission. | |
| Digital wallet | Apple Pay | Pay with your Border Bank Visa Debit Cards using Apple Pay |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free. | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Digital wallet | Samsung Pay | Pay with your Border Bank Visa Debit Cards using Samsung Pay |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Other | Confirmation Of Payee | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Citizen | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: natural person | Individuals |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$49,999 | 1 Nov 2026 | Current | 0.90% |
| Variable · $50,000–$99,999 | 1 Nov 2026 | Current | 1.90% |
| Variable · $100,000–$249,999 | 1 Nov 2026 | Current | 4.65% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 0.40% |
Registered channels
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