Home loan rates › Credit Union SA
3-Year Fixed Home Loan Package Principal and Interest
Credit Union SA
Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 7.55% | Fixed · 3 years · investment · principal and interest | CDR | 1 Nov 2026 | |
| 6.24% | 6.82% | Fixed · 3 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_442F3- Content hash
sha256 4be809879cf8cb35d6a40f211ef1f33bdd949af87eb8f67e91d221a4ba02162e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4be809879cf8cb35_d7437e01Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_442F3- Content hash
sha256 4be809879cf8cb35d6a40f211ef1f33bdd949af87eb8f67e91d221a4ba02162e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | $0.00 |
| Increase an existing home loan package | Event | $0.00 |
| Annual fee | Periodic | $395.00 |
| Settlement fee | Upfront | $0.00 |
| Split Loan Fee | Event | $150.00 |
| Split Loan Fee | Event | $100.00 |
| Guarantor Application Fee | Event | $200.00 |
| Rate Lock Fee | Event | $600.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No loan application or monthly fee | |
| Redraw | ||
| Guarantor | ||
| Extra repayments | Allowed up to $10,000 per year | |
| Other | Split Loans are available with eligible products | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Limit: opening balance | 150000.00 | |
| Limit: max lvr | 0.97 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 6.49% | 7.55% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.24% | 6.82% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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