Star Essentials
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.33% | 6.33% | Variable · owner occupied · interest only · LVR 70% or less · $50,000–$3,500,000 | CDR | 1 Nov 2026 | |
| 6.43% | 6.43% | Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,500,000 | CDR | 1 Nov 2026 | |
| 6.13% | 6.13% | Variable · owner occupied · principal and interest · LVR 70% or less · $50,000–$3,500,000 | CDR | 1 Nov 2026 | |
| 6.23% | 6.23% | Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$3,500,000 | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Essentials- Content hash
sha256 b4faa29906799f1ab347d8aa2c6435aa06c206398a408d29da96922157b662cb- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b4faa29906799f1a_0d9f1ec0Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Essentials- Content hash
sha256 b4faa29906799f1ab347d8aa2c6435aa06c206398a408d29da96922157b662cb- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Facility Variation Fee | Variation | $300.00 |
| Loan Account Variation Fee | Variation | $150.00 |
| Discharge Administration Fee | Exit | $595.00 |
| Valuation Fee | Upfront | $244.20 |
| Valuation Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Cash out | |
| Other | Multiple loan splits | |
| Other | Pay anyone, BPAY | |
| Digital wallet | Digital wallet payments - Google Pay and Apple Pay | |
| Redraw | Redraw | |
| Digital banking | Online internet access | |
| Extra repayments | Unlimited extra repayments | |
| Card access | Visa Debit card | |
| Eligibility: residency status | Customer is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | Customer provide sufficient security in accordance with our lending eligibility criteria | |
| Eligibility: natural person | Individual borrowers (as single or joint borrowers) | |
| Eligibility: min age | 18 | Customer must be at least 18 years of age and above |
| Eligibility: other | Customer needs a guarantor who supports the loan also meets our lending eligibility criteria | |
| Eligibility: other | Customer meets our lending eligibility criteria | |
| Limit: min balance | 50000.00 | |
| Limit: max balance | 3500000.00 | |
| Limit: other | 360 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.23% | 6.23% |
| Variable · owner occupied · interest only · LVR 70% or less · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.33% | 6.33% |
| Variable · owner occupied · principal and interest · LVR 70% or less · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.13% | 6.13% |
| Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.43% | 6.43% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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