Home loan rates › Granite Home Loans Pty Ltd
Granite SMSF Loan
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite SMSF Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Loan- Content hash
sha256 9bc57374489096d4cec6340a0a49e11c4a8fd30570d30b2b2c46bd3cf5e6a0ba- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9bc57374489096d4_962b80faShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Loan- Content hash
sha256 9bc57374489096d4cec6340a0a49e11c4a8fd30570d30b2b2c46bd3cf5e6a0ba- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Third Party Costs | Upfront | Set in your letter of offer |
| Discharge Administration Fee | Exit | $2,200.00 |
| Fixed Rate Lock Fee | Upfront | $495.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Loan Facility Variation Fee | Variation | $450.00 |
| Lenders Protection Fee | Upfront | 5.75% |
| Lenders Protection Fee | Upfront | 5.25% |
| Lenders Protection Fee | Upfront | 2.00% |
| Lenders Protection Fee | Upfront | 5.50% |
| Lenders Protection Fee | Upfront | 3.00% |
| Lenders Protection Fee | Upfront | 2.75% |
| Lenders Protection Fee | Upfront | 2.50% |
| Lenders Protection Fee | Upfront | 2.25% |
| Lenders Protection Fee | Upfront | 1.75% |
| Lenders Protection Fee | Upfront | 1.50% |
| Lenders Protection Fee | Upfront | 1.25% |
| Lenders Protection Fee | Upfront | 5.25% |
| Lenders Protection Fee | Upfront | 5.00% |
| Lenders Protection Fee | Upfront | 4.75% |
| Lenders Protection Fee | Upfront | 4.50% |
| Lenders Protection Fee | Upfront | 4.00% |
| Lenders Protection Fee | Upfront | 3.50% |
| Lenders Protection Fee | Upfront | 3.25% |
| Lenders Protection Fee | Upfront | 3.50% |
| Lenders Protection Fee | Upfront | 3.75% |
| Lenders Protection Fee | Upfront | 4.00% |
| Lenders Protection Fee | Upfront | 4.50% |
| Lenders Protection Fee | Upfront | 5.00% |
| Lenders Protection Fee | Upfront | 2.75% |
| Lenders Protection Fee | Upfront | 3.25% |
| Lenders Protection Fee | Upfront | 1.75% |
| Lenders Protection Fee | Upfront | 2.00% |
| Lenders Protection Fee | Upfront | 2.25% |
| Lenders Protection Fee | Upfront | 2.50% |
| Lenders Protection Fee | Upfront | 3.00% |
| Lender's Annual Facility Fee | Periodic | $395.00 |
| Document reissue fee | Event | $110.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Repayment frequency: Monthly, fortnightly and weekly - during P&I period | |
| Other | Repayment frequency: Monthly - during IO period | |
| Offset | Available | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Other | transactions via internet, phone, BPay, debit card, ATM | |
| Other | Repayment method: Salary credit/Direct debit | |
| Digital banking | App or Internet | |
| Eligibility: min age | 18 | Partners of the company need to be at least 18 years of age and above |
| Eligibility: residency status | the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | must hold a beneficial interest in the security property | |
| Eligibility: other | must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993 | |
| Eligibility: other | must hold the legal interest in the security property on trust for the SMSF | |
| Eligibility: other | meets our lending eligibility criteria | |
| Eligibility: other | provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria. | |
| Eligibility: business | the SMSF has a Corporate Trustee | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max lvr | 0.80 | |
| Limit: max lvr | 0.90 | |
| Limit: other | ||
| Limit: other | ||
| Limit: max limit | 3500000.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
purpose:smsf | SMSF | Left out of the standard home loan table |
segment:business | Business customers | Listed with business products, not personal ones |
no-rates | Reason this product is not ranked | |
Registered channels
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