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Investor Fixed 2 Years

BankVic

CDR official

Home loans with more than just low rates but also the security of a fixed rate, providing you with the certainty of knowing your repayments won't change during the fixed rate period

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.19%6.53%Fixed · 2 years · investment · principal and interestCDR1 Nov 2026
Comparison rate not published. See the lender for this rate.Variable · investment · principal and interest
Not compared in rate tables
CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Fixed_2Yr_IC3
Content hash
sha256 eb34a63629ce7c9f6a2d5b35ff680bc6bce9e8ed5b347229eaff0892bd0de534
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_eb34a63629ce7c9f_899a0c31Show details
Checked
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Fixed_2Yr_IC3
Content hash
sha256 eb34a63629ce7c9f6a2d5b35ff680bc6bce9e8ed5b347229eaff0892bd0de534
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
MORTGAGE_ESTABLISHMENT_FEEUpfront$600.00
MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOANUpfront$300.00
PRODUCTION_OF_TITLE_FEEUpfront$330.00
SWITCHING_LOAN_PRODUCTSUpfront$200.00
TOP-UP_FEEUpfront$200.00
REPRESENTATION_FEEEvent$99.00
SECURITY_SUBSTITUTION_FEEEvent$400.00
DISCHARGE_FEEEvent$295.00
TITLE_SEARCH_FEEEvent$25.00
FINANCIAL_INSTITUTION_CHEQUETransaction$0.00
VALUATION_FEEUpfront$300.00
VALUATION_FEE_-_NON_STANDARDCash advance$0.00
EARLY_REPAYMENT_OR_BREAK_COSTSCash advanceSet in your letter of offer

Features and eligibility

ItemValueDetails
InsuranceNo-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
OtherMake your loan repayments weekly, fortnightly or monthly
Extra repaymentsMake additional repayments up to $10,000 per year
Eligibility: min age18
Eligibility: employment statusPAYG income and be outside any probationary periods of employment
Eligibility: residency statusAustralian citizen
Eligibility: otherMember of BankVic
Limit: min limit20000.00

Rate history

RateFromToRate p.a.Comparison
Fixed · 2 years · investment · principal and interest1 Nov 2026Current6.19%6.53%
Variable · investment · principal and interest1 Nov 2026CurrentComparison rate not published

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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