The no-monthly-fee transaction account for organisations who do good for the world
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$5,000 | Business customers | CDR | 1 Nov 2026 |
| 1.50% | Variable · $5,000–$150,000 | Business customers | CDR | 1 Nov 2026 |
| 1.50% | Variable · $150,000–$500,000 | Business customers | CDR | 1 Nov 2026 |
| 1.50% | Variable · $500,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/bfbb617e-7440-4f9e-b71f-51d1617a1f67- Content hash
sha256 e62102f8bb984174c9c7b58b14b2a5c97d3ad6f8fecf130a72a821434d510dea- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e62102f8bb984174_a4d99184Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/bfbb617e-7440-4f9e-b71f-51d1617a1f67- Content hash
sha256 e62102f8bb984174c9c7b58b14b2a5c97d3ad6f8fecf130a72a821434d510dea- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International transaction fee (ITF) | Transaction | 3.00% |
| Exceeding available funds fee | Event | $0.00 |
| Visa foreign cash withdrawal fee | Withdrawal | $0.00 |
| Domestic ("press credit") cash withdrawal fee | Withdrawal | $0.00 |
| Monthly Fee | Periodic | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Staff assisted withdrawal fee | Event | $0.00 |
| Company/business name searches | Event | $40.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Duplicate statement fee | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Inwards Payment fee | Deposit | $0.00 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Dishonour Fee | Dishonour | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Card access | Visa Debit Card | Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Digital wallet | Google, Samsung and Apple Pay available | Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay. |
| Notifications | Card and Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking. | |
| Other | Bank@Post: Customers with a Bank Australia Visa debit card can make cash deposits up to $9,999.95 per day. | |
| Unlimited txns | There is no limit to the number of online, EFTPOS, ATM or staff assisted transactions you can make. | |
| Eligibility: business | Available to schools, registered not-for-profit enterprises or community organisations. | |
| Eligibility: min age | 18 | 18+years |
| Eligibility: residency status | AU | Business must be registered in Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $150,000–$500,000 | 1 Nov 2026 | Current | 1.50% |
| Variable · $5,000–$150,000 | 1 Nov 2026 | Current | 1.50% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $500,000 or more | 1 Nov 2026 | Current | 1.50% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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