An account made for Kids. The IMB Zoo Account is a fun, interactive account that encourages kids to save by rewarding them for their efforts.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.65% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.10% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-29-1- Content hash
sha256 d2b24938ae5240e2e04f78ebaed4553f933edd5438d683458e0213837db61054- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d2b24938ae5240e2_6daafc3fShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-29-1- Content hash
sha256 d2b24938ae5240e2e04f78ebaed4553f933edd5438d683458e0213837db61054- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques | Event | $16.00 |
| Trace on Electronic Debit/Credit | Event | $20.00 |
| Default Notice fee | Event | $30.00 |
| Transfers between accounts to cover overdrawn balance | Event | $15.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over | Event | $0.50 |
| Interest statement - Electronic | Event | $2.50 |
| Copy of withdrawal or deposit form | Event | $15.00 |
| Recalculation of interest | Event | $30.00 |
| Research fee | Event | $30.00 |
| Retrieval of archived documents | Event | $20.00 |
| Audit Certificate | Event | $30.00 |
| Unclaimed monies/dormant account | Event | $40.00 |
| Total cash withdrawal over $2,000 in a day | Withdrawal | 0.20% |
| Manual deposit other institution | Deposit | $10.00 |
| Trace on Financial Institution cheque | Event | $50.00 |
| Copy of Financial Institution cheque | Event | $16.00 |
| Stop payment fee (IMB cheques) | Event | $12.50 |
| Foreign cheque conversion (value less than AU$10,000) | Deposit | $25.00 |
| Foreign cheque conversion (value AU$10,000 and greater) | Deposit | $50.00 |
| Purchase of foreign currency | Withdrawal | 1.00% |
| SMS Alerts | Event | $0.25 |
| Default fee | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | ||
| Digital banking | Internet Banking and Mobile Banking App. | |
| Npp payid | Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments. | |
| Other | Direct Credit | Direct Credit is available on this account type. |
| Other | Receive Electronic Funds Transfers | Receive Electronic Funds Transfers (EFT) to this account type. |
| Other | Branch | IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. |
| Other | Phone Banking Operator Assisted | IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm |
| Npp enabled | This account type is enabled to recieve Osko payments, via the New Payments Platform (NPP) only. Osko is the faster way to receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can be paid in a matter of seconds | |
| Fraud protection | ||
| Eligibility: min age | 0 | |
| Eligibility: max age | 12 | |
| Eligibility: natural person | ||
| Limit: opening balance | 1 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.10% |
| Bonus | 1 Nov 2026 | Current | 4.65% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
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