Get a guaranteed return on money that you aren’t using right now with a term deposit.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.25% | Fixed · 1 month | CDR | 1 Nov 2026 | |
| 1.50% | Fixed · 2 months | CDR | 1 Nov 2026 | |
| 3.85% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 4.40% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 4 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 5 months | CDR | 1 Nov 2026 | |
| 5.10% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 5.20% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 3.70% | Fixed · 7 months | CDR | 1 Nov 2026 | |
| 3.70% | Fixed · 8 months | CDR | 1 Nov 2026 | |
| 4.00% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 3.80% | Fixed · 10 months | CDR | 1 Nov 2026 | |
| 3.80% | Fixed · 11 months | CDR | 1 Nov 2026 | |
| 5.20% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 5.30% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 5.10% | Fixed · 1 year · $50,000 or more | CDR | 1 Nov 2026 | |
| 4.05% | Fixed · 13 months | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/term_deposit- Content hash
sha256 0a1400c1263e98b0ae582dd8b3bf4f9a3bbb41a7df2693c2ac36ef076d53dc5d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0a1400c1263e98b0_64ba8b47Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/term_deposit- Content hash
sha256 0a1400c1263e98b0ae582dd8b3bf4f9a3bbb41a7df2693c2ac36ef076d53dc5d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Repayment Fee | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Limit: min balance | 1000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 month | 1 Nov 2026 | Current | 1.25% |
| Fixed · 1 year · $50,000 or more | 1 Nov 2026 | Current | 5.10% |
| Fixed · 5 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.80% |
| Fixed · 9 months | 1 Nov 2026 | Current | 4.00% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.20% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.05% |
| Fixed · 2 months | 1 Nov 2026 | Current | 1.50% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.30% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 6 months | 1 Nov 2026 | Current | 5.20% |
| Fixed · 6 months | 1 Nov 2026 | Current | 5.10% |
| Fixed · 3 months | 1 Nov 2026 | Current | 3.85% |
| Fixed · 4 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.80% |
| Fixed · 3 months | 1 Nov 2026 | Current | 4.40% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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