An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.45% | Variable · $5,000–$50,000 | CDR | 1 Nov 2026 | |
| 0.60% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/33563233-c746-4110-b19e-2dbe984248fd- Content hash
sha256 21a123c218ad1524dec09f5a14268050bc527527bd99bdf52c2798629e7d849c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_21a123c218ad1524_aed61a9aShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/33563233-c746-4110-b19e-2dbe984248fd- Content hash
sha256 21a123c218ad1524dec09f5a14268050bc527527bd99bdf52c2798629e7d849c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Direct Debits | Transaction | $1.00 |
| BPAY | Transaction | $1.00 |
| External Funds Transfer | Transaction | $1.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | For eligible The Capricornian Ltd, Mortgage Loan products | |
| Other | Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance | |
| Npp payid | An account of this product type can be used as the target of an NPP PayID. Osko by BPAY available | |
| Npp enabled | An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available | |
| Notifications | Notification via email, SMS or secure message in online banking. | SMS and/or email notifications available |
| Digital banking | Online banking and mobile app | |
| Bill payment | BPAY Transaction | |
| Eligibility: other | You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.60% |
| Variable · $5,000–$50,000 | 1 Nov 2026 | Current | 0.45% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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