The cream of the crop when it comes to our range of home loans on offer.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.94% | 7.20% | Fixed · 1 year · investment · principal and interest | Package rate: an annual package fee usually applies Business customers | CDR | 1 Nov 2026 |
| 6.96% | 7.19% | Fixed · 2 years · investment · principal and interest | Package rate: an annual package fee usually applies Business customers | CDR | 1 Nov 2026 |
| 7.07% | 7.21% | Fixed · 3 years · investment · principal and interest | Package rate: an annual package fee usually applies Business customers | CDR | 1 Nov 2026 |
| 7.07% | 7.20% | Fixed · 4 years · investment · principal and interest | Package rate: an annual package fee usually applies Business customers | CDR | 1 Nov 2026 |
| 7.09% | 7.20% | Fixed · 5 years · investment · principal and interest | Package rate: an annual package fee usually applies Business customers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/814- Content hash
sha256 6aa269191c9d38a7013f8989695280b09786059347cf9fe282c398158cc7fff8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6aa269191c9d38a7_76b98f3eShow details
- Checked
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/814- Content hash
sha256 6aa269191c9d38a7013f8989695280b09786059347cf9fe282c398158cc7fff8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Break cost fee | Event | $0.00 |
| Rate lock fee | Upfront | 0.15% |
| Ultimate Package Annual Fee | Periodic | $96.00 |
| Default notice (enforcement notice) | Event | $20.00 |
| Arrears reminder notice fee (per letter) | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | No annual fee on our low rate credit card - $22.50 donation to the Defence Bank Foundation still applies. | Credit Cards |
| Other | No application or establishment fees. | |
| Other | No monthly fees. | |
| Other | Up to two facilities at first draw down or any time during term of loan | Split Loan Facility |
| Other | Construction (interest only) available. | |
| Other | Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community | Australia-based Contact Centre |
| Other | Speak with a home loan consultant today to discuss your options | Home Loan consultants. |
| Extra repayments | No fees for extra repayments. | |
| Complementary product discounts | Up to 15% discount on CGU home, contents and landlord insurance | Insurance |
| Bonus rewards | 0.15% p.a. bonus rate on standard term deposits | Term Deposits |
| Complementary product discounts | No application fee on personal loans | Personal Loans |
| Digital banking | Quick and easy online application | |
| Eligibility: residency status | Australian Residents only | |
| Eligibility: min age | 18 | |
| Eligibility: business | Individuals must have capacity | Lending criteria |
| Eligibility: other | Purchase/Refinance, investment, purchase vacant land, home imrovement. | Purpose |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · investment · principal and interest | 1 Nov 2026 | Current | 7.07% | 7.20% |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 7.07% | 7.21% |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | 6.96% | 7.19% |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.20% |
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 6.94% | 7.20% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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