Get the flexibility of a variable rate with the benefit of a 100% offset facility. The Value Home Loan is also available for DHOAS eligible applicants
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.54% | 6.57% | Variable · owner occupied · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.77% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.94% | 6.97% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.19% | 7.23% | Variable · owner occupied · principal and interest · LVR 90%–98% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/7dd3439b-b680-482a-a4ba-6946393ece39- Content hash
sha256 1030fd0874822cf6800df3ea6f6962b374d64b124676191df81a27ae390a5322- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1030fd0874822cf6_f156fe84Show details
- Checked
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/7dd3439b-b680-482a-a4ba-6946393ece39- Content hash
sha256 1030fd0874822cf6800df3ea6f6962b374d64b124676191df81a27ae390a5322- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| RateSaver Switch Fee | Event | $100.00 |
| Consent fee | Event | $250.00 |
| Document re-issue fee | Event | $100.00 |
| Redraw fee (per redraw) | Transaction | $10.00 |
| Paper statement fee (per statement) | Periodic | $2.00 |
| Processing fee | Upfront | $450.00 |
| Default notice fee | Event | $30.00 |
| Audit Certificate Fee | Event | $50.00 |
| Copies of statements (over 12 months) at branch or posted | Event | $5.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Archive retrieval fee | Event | Set in your letter of offer |
| Mortgage discharge fee | Event | $120.00 |
| Switch/variation fee - home & investment loans | Event | $100.00 |
| Property valuation fee | Event | Set in your letter of offer |
| Arrears notice fee | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | Available on loans with Principal and Interest repayments | |
| Extra repayments | ||
| Loyalty program | Relationship Reward Program | |
| Other | Split Loan | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: employment status | Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 5000000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.98 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.74% | 6.77% |
| Variable · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.19% | 7.23% |
| Variable · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.54% | 6.57% |
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.94% | 6.97% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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