A bridging loan is a short-term home loan that helps cover the gap between buying a new property and selling your existing one. Available for up to 12 months for Owner Occupiers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.09% | 8.19% | Variable · owner occupied · interest only | Bridging | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/NB80OOIO_V1- Content hash
sha256 b2e7632bfddf30a5ede941cc26abc0927942ce6477a7686465a5d753e9e13624- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b2e7632bfddf30a5_caf2e463Show details
- Checked
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/NB80OOIO_V1- Content hash
sha256 b2e7632bfddf30a5ede941cc26abc0927942ce6477a7686465a5d753e9e13624- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| TITLEPRODFEE | Event | $150.00 |
| TITLESEARCH | Event | $50.00 |
| SETTLEMENTATTFEE | Event | $75.00 |
| SEARCHFEE | Event | $20.00 |
| DISCHARGE_FEE | Exit | $350.00 |
| CONSENT_FEE | Event | $150.00 |
| AGENT_FEE | Payment | $150.00 |
| DUPLICATESTATEMENTFEE | Event | $2.00 |
| LANDTITLE | Cash advance | $0.00 |
| SECURITYSEARCH | Cash advance | $0.00 |
| VALFEE | Cash advance | $0.00 |
| CONTRACTVARIATIONFEE | Event | $300.00 |
| DISHONOURFEE | Payment | $16.00 |
| DISCHARGE_FEE | Exit | $350.00 |
| ESTABLISHMENTFEE | Upfront | $1,250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Other | No monthly account keeping fees | |
| Other | eStatements and printed statements available | |
| Other | Maximum length of loan 12 months | |
| Extra repayments | ||
| Eligibility: min age | 18 | 18 |
| Eligibility: other | Maximum Loan to Value Ratio of 80% | |
| Eligibility: residency status | Must be an Australian resident or citizen, with an Australian residential mailing address | |
| Eligibility: other | Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 8.09% | 8.19% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:bridging | Bridging | Left out of the standard home loan table |
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