Our most popular everyday transaction account for customers aged 55 and over, featuring a wide range of account access options.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0–$10,000 | CDR | 1 Nov 2026 | |
| 2.00% | Variable · $10,000–$50,000 | CDR | 1 Nov 2026 | |
| 2.25% | Variable · $50,000–$250,000 | CDR | 1 Nov 2026 | |
| 2.75% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S55_S550001- Content hash
sha256 cb9e2b6189d76a26d4f070a199368dca1e25be78eac65485155d30ac970e0115- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_cb9e2b6189d76a26_206f0880Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S55_S550001- Content hash
sha256 cb9e2b6189d76a26d4f070a199368dca1e25be78eac65485155d30ac970e0115- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% |
| DIRECT_DEBIT_DISHONOUR | Event | $9.00 |
| FOREIGN_CASH_WITHDRAWAL_FROM_VISA_DEBIT_CARD | Withdrawal | $3.00 |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11.00 |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20.00 |
| STATEMENT_COPY | Event | $2.50 |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% |
| VISA_CARD_INTERNATIONAL_TRANSACTION_FEE | Transaction | 3.00% |
| VISA_CARD_REPLACEMENT | Event | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit | |
| Unlimited txns | No transaction fees apply although fees may apply for large cash withdrawals or deposits. | |
| Digital wallet | Apple Pay, Samsung Pay and Google Pay | |
| Npp payid | Create a PayID through Horizon Bank s Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details. | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Digital banking | Internet Banking and Mobile Banking App. | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Other | Manage payments from your bank account using PayTo. | |
| Overdraft | Available to eligible members on application. Lending criteria, terms and conditions, fees and charges apply. | |
| Eligibility: min age | 55 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.75% |
| Variable · $10,000–$50,000 | 1 Nov 2026 | Current | 2.00% |
| Variable · $0–$10,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $50,000–$250,000 | 1 Nov 2026 | Current | 2.25% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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