Our Retirement Plus account specially designed for retirees with a flat rate of interest which provides security and peace of mind while your savings grow.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.50% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/a644e75e-c2b7-43f9-a8f5-3417c491314f- Content hash
sha256 447f14d258925fae79d27800ca6118364c591a87979de6b066ecdafbb8cb5e19- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_447f14d258925fae_c1b6a33dShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/a644e75e-c2b7-43f9-a8f5-3417c491314f- Content hash
sha256 447f14d258925fae79d27800ca6118364c591a87979de6b066ecdafbb8cb5e19- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Statement Fee | Event | $5.00 |
| Counter Cash withdrawal fee up to $24,999 | Transaction | $2.00 |
| Default Notice Fee | Event | $21.50 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Document Retrieval Fee | Event | $0.00 |
| Overdrawn Savings Account Fee | Event | $15.00 |
| Dormant Accounts fee | Event | $10.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Third Party Costs | Event | $0.00 |
| Counter Cash withdrawal $25,000 and over | Transaction | $50.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Direct Credits. Make regular credits like your pay into this account | |
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Digital banking | Internet banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Bill payment | BPAY | BPAY - for your bill payments with access to the BPAY system* |
| Digital banking | Phone banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the services is free. | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Other | Direct Debits. A facility to make direct debit payments from your account | |
| Npp payid | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts. | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Interest free | P55D | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Digital wallet | Google Pay | Pay with your Police Bank Visa Debit Cards using Google Pay |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Npp enabled | Yes | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Other | Direct Debits. Set up Direct Debits from this account | |
| Digital wallet | Samsung Pay | Pay with your Police Bank Visa Debit Cards using Samsung Pay |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – the service is free. | |
| Digital wallet | Apple Pay | Pay with your Police Bank Visa Debit Cards using Apple Pay |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission. | |
| Other | Confirmation Of Payee | |
| Eligibility: residency status | Australian Citizen | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: natural person | Individuals |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.50% |
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