Term deposit rates › Bendigo Bank

Gold Term Deposit

Bendigo Bank

CDR official

A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.05%Fixed · 1 year · $0–$2,000CDR1 Nov 2026
0.05%Fixed · 1 year · $2,000–$5,000,000CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4
Content hash
sha256 80f0352e87a89bbb6d7680bf2ef2248718c854ead2b7e2ff36669f12416b0c51
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_80f0352e87a89bbb_3ddee63eShow details
Checked
1 Nov 2026
URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4
Content hash
sha256 80f0352e87a89bbb6d7680bf2ef2248718c854ead2b7e2ff36669f12416b0c51
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Bank Cheque WithdrawalTransaction$10.00
EFT Credit TransferTransaction$4.00

Features and eligibility

ItemValueDetails
Digital banking*Existing customers only
Limit: opening balance2000.00
Limit: min balance1.00

Rate history

RateFromToRate p.a.
Fixed · 1 year · $0–$2,0001 Nov 2026Current0.05%
Fixed · 1 year · $2,000–$5,000,0001 Nov 2026Current0.05%

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