Savings account rates › Bankwest
Easy Transaction Account
Bankwest
CDR officialNot listed in rate tables
Our Easy Transaction Account is an everyday spending account with no monthly maintenance fee
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/96c746fbac2349d0b4e8e14b89d988ee- Content hash
sha256 81aaba4571f29587e9cc2c14afd322ab36479552d5be3da39d7aaf89b255eece- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_81aaba4571f29587_bc26f43cShow details
- Checked
- 1 Nov 2026
- URL
https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/96c746fbac2349d0b4e8e14b89d988ee- Content hash
sha256 81aaba4571f29587e9cc2c14afd322ab36479552d5be3da39d7aaf89b255eece- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Withdrawal Fee | Withdrawal | $0.00 |
| Electronic Withdrawal Fee | Withdrawal | $0.00 |
| Maintenance Fee | Periodic | $0.00 |
| Overseas ATM Fee | Transaction | $0.00 |
| Foreign Transaction Fee | Transaction | $0.00 |
| Search Handling Fee | Event | $40.00 |
| Cheque Stop Payment | Event | Set in your letter of offer |
| ATM Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Platinum Debit Mastercard | Have easy access to your money with a Platinum Debit Mastercard with no foreign transaction fees and no overseas ATM fees. |
| Card access | Bankwest Debit Card | Effective 28th November 2024, the proprietary Bankwest Debit Card will no longer be issued on new accounts (opened from that date) except to replace or reissue an existing Bankwest Debit Card. |
| Card access | Virtual Cards | You may be able to create a single-use or multi-use virtual card to make purchases without using your regular card details. |
| Additional cards | 2 | You can have a maximum of two cards linked to an account. |
| Other | You can bank over the phone. | |
| Bill payment | BPAY | You can use BPAY to quickly and easily pay your bills online. |
| Bill payment | Direct Debit | You can set up direct debits. |
| Bill payment | PayTo | PayTo is a service that's been developed by the NPPA (New Payments Platform Australia) that businesses, service providers and merchants can opt in to. Essentially, it's a digital way for customers to pre-authorise payments from their bank accounts in real time, for things like utilities, subscriptions and memberships. |
| Other | You can open up to 10 Bankwest Easy Transaction accounts to bucket your money | |
| Npp payid | Get paid faster and easier by sending your mobile number and email address instead of your BSB and account number. | |
| Npp enabled | Get paid faster and easier by transferring funds using your mobile number and email address instead of your BSB and account number. | |
| Cashback offer | $50 | Cashback offers are available from time to time. Eligibility Criteria and Terms & Conditions may apply |
| Other | Cheque Access will no longer be available for Easy Transaction Accounts issued on or after 16 June 2023. After 20 March 2024, new or replacement chequebooks will not be available on any Bankwest Easy Transaction Account (regardless of when the account was opened). | |
| Digital banking | Bank on the go with the Bankwest App. Use Bankwest Online Banking (BOB) to access your money and manage your everyday banking subject to conditions of use. Limits may apply. | |
| Digital wallet | Apple Pay | Use Apple Pay for a smart, secure and easy way to pay from your Apple device. |
| Digital wallet | Google Pay | Use Google Pay from any compatible Android device to tap and pay on the go. |
| Digital wallet | Samsung Pay | Use Samsung Pay for a smart, secure and easy way to pay from your Samsung device. |
| Other | Create a goal, set up regular deposits and track your progress in the app. | |
| Other | Backed by Mastercard 24/7 Zero Liability Protection. | |
| Notifications | Alerts | Set up Alerts through the Bankwest App to get notified about important account activity. |
| Other | You can set up ongoing payments for things like bills or loan repayments. | |
| Eligibility: min age | 14 | The Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or If applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts. |
| Eligibility: natural person | The Bankwest Easy Transaction Account is an account for personal customers who meet the following age eligibility criteria: If applying through online channels, be aged 16 years or above; or if applying through staff assisted channels, be aged 14 years and above. Effective 4 May 2026, the applicant cannot be the trustee of a trust. Effective 15 April 2025, this product cannot be opened by an individual in their capacity as an executor/administrator of a deceased estate. Additional eligibility criteria apply to joint accounts. | |
| Eligibility: other | 10 | There is a limit of ten accounts per person, whether as a single or joint account holder. |
| Eligibility: other | 2 | A maximum of two account holders is permitted on the account. |
| Eligibility: residency status | Australian citizen or Australian permanent resident | Customer must have a residential address in Australia (limited exceptions may apply subject to conditions) |
| Limit: opening balance | 0.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.