Inv Green Plus Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.63% | 6.91% | Variable · investment · principal and interest | Green upgrade | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/197- Content hash
sha256 0983b4b16d6ee8898e8a3aac9bc1c7725feb1d513f1e8d15589a2bc2961b0728- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0983b4b16d6ee889_a5d89ce4Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/197- Content hash
sha256 0983b4b16d6ee8898e8a3aac9bc1c7725feb1d513f1e8d15589a2bc2961b0728- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $0.00 |
| Legal Fee | Upfront | $0.00 |
| Valuation Fee | Event | $0.00 |
| Annual Package Fee | Periodic | $299.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Discharge of Mortgage Fee | Event | $300.00 |
| Construction Progress Inspection Fee | Event | $150.00 |
| Construction Additional Progress Payment Fee | Event | $150.00 |
| Construction Final Inspection Fee | Event | $325.00 |
| Top Up Fee | Event | $0.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $0.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | 0.25% discount off our standard Premium Package Home Loan rate | Discounted interest rate for 7 Star NatHERs rated homes. 0.25% discount off our standard Premium Package Home Loan rate |
| Complementary product discounts | Earn an extra 0.10%p.a. on your Term Deposit accounts | Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you |
| Complementary product discounts | 10% discount off CGU General Insurance premiums | Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums |
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Offset | An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan | |
| Eligibility: natural person | ||
| Eligibility: other | To be eligible for Gateway's Investor Green Plus Home Loan, the property must have one of the following; a 7 Star Nationwide House Energy Rating Scheme (NatHERS), a 7 Star Residential Efficiency Scorecard, or a Green Star Designed or Certified home from Green Building Council of Australia (GBCA). This needs to be evidenced with a copy of your certificate from either NatHERS, Residential Efficiency Scorecard or GBCA. For a security property in the ACT, which has its own system for energy rating, a certificate from an accredited assessor licensed in the ACT showing at least a 7 Star rating is also acceptable. | |
| Eligibility: other | This loan is eligible for the purchase of existing homes, refinancing of an existing home, or construction of new builds. | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 80.00 | |
| Limit: min limit | 250000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.63% | 6.91% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:green-upgrade | Green upgrade | Left out of the standard home loan table |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.