For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.84% | 6.68% | Fixed · 1 year · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.70% | Fixed · 2 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.74% | Fixed · 3 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 6.80% | Fixed · 4 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 6.83% | Fixed · 5 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.67% | Fixed · 1 year · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.68% | Fixed · 2 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.72% | Fixed · 3 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.77% | Fixed · 4 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.79% | Fixed · 5 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.09% | 6.62% | Fixed · 1 year · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.09% | 6.67% | Fixed · 2 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.19% | 6.74% | Fixed · 3 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.29% | 6.83% | Fixed · 4 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.29% | 6.88% | Fixed · 5 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.56% | Fixed · 1 year · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.57% | Fixed · 2 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.69% | 6.60% | Fixed · 3 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 6.65% | Fixed · 4 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 6.67% | Fixed · 5 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.69% | 6.59% | Variable · investment · interest only · LVR 50% or less | CDR | 1 Nov 2026 | |
| 6.69% | 6.59% | Variable · investment · interest only · LVR 50%–60% | CDR | 1 Nov 2026 | |
| 6.79% | 6.67% | Variable · investment · interest only · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.89% | 6.77% | Variable · investment · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.49% | 6.51% | Variable · investment · principal and interest · LVR 50% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.51% | Variable · investment · principal and interest · LVR 50%–60% | CDR | 1 Nov 2026 | |
| 6.54% | 6.56% | Variable · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.64% | 6.66% | Variable · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.58% | 7.01% | Variable · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.36% | Variable · owner occupied · principal and interest · LVR 50% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.36% | Variable · owner occupied · principal and interest · LVR 50%–60% | CDR | 1 Nov 2026 | |
| 6.39% | 6.41% | Variable · owner occupied · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.54% | 6.56% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.aussie.app.bendigobank.com.au/cds-au/v1/banking/products/181cc6ca-bfe1-4f7e-8de8-ddbe9e7dd1d0- Content hash
sha256 aa42ab17153033067e456dda4a4ed4b8711b6d3d7ceee0036c0a11d7cc9442a5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_aa42ab1715303306_d970f395Show details
- Checked
- 1 Nov 2026
- URL
https://api.aussie.app.bendigobank.com.au/cds-au/v1/banking/products/181cc6ca-bfe1-4f7e-8de8-ddbe9e7dd1d0- Content hash
sha256 aa42ab17153033067e456dda4a4ed4b8711b6d3d7ceee0036c0a11d7cc9442a5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Online Redraw Fee | Event | $0.00 |
| Manual Redraw Fee | Event | $0.00 |
| Break Cost Fee | Other | Set in your letter of offer |
| Discharge Administration Fee | Exit | $350.00 |
| Security Processing Fee | Upfront | $199.00 |
| Variation Fee | Event | $250.00 |
| Default Fee | Event | $35.00 |
| Duplicate Fee | Event | $16.50 |
| Bank Cheque Fee | Event | $10.00 |
| Monthly Admin Fee | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Manual & Online redraw available | |
| Other | Monthly repayments only | |
| Extra repayments | Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty. | |
| Other | Split Loans | |
| Eligibility: min age | 18 | |
| Eligibility: other | Credit and Lending Criteria, Fees and Charges Apply | |
| Limit: min limit | 5000.00 | |
| Limit: max lvr | 0.8 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 50% or less | 1 Nov 2026 | Current | 6.49% | 6.51% |
| Fixed · 2 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.74% | 6.68% |
| Variable · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.58% | 7.01% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.59% | 6.57% |
| Variable · owner occupied · principal and interest · LVR 50%–60% | 1 Nov 2026 | Current | 6.34% | 6.36% |
| Variable · investment · principal and interest · LVR 50%–60% | 1 Nov 2026 | Current | 6.49% | 6.51% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.64% | 6.66% |
| Variable · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.89% | 6.77% |
| Fixed · 1 year · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.74% | 6.67% |
| Fixed · 5 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.94% | 6.79% |
| Fixed · 5 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.83% |
| Variable · owner occupied · principal and interest · LVR 50% or less | 1 Nov 2026 | Current | 6.34% | 6.36% |
| Fixed · 5 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.29% | 6.88% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.67% |
| Fixed · 4 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.29% | 6.83% |
| Variable · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.54% | 6.56% |
| Variable · owner occupied · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.39% | 6.41% |
| Fixed · 3 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.94% | 6.74% |
| Variable · investment · interest only · LVR 50%–60% | 1 Nov 2026 | Current | 6.69% | 6.59% |
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.54% | 6.56% |
| Fixed · 4 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.94% | 6.77% |
| Fixed · 2 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 6.70% |
| Fixed · 4 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.80% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.65% |
| Fixed · 1 year · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.09% | 6.62% |
| Fixed · 3 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.19% | 6.74% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 6.60% |
| Fixed · 1 year · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 6.68% |
| Variable · investment · interest only · LVR 60%–70% | 1 Nov 2026 | Current | 6.79% | 6.67% |
| Fixed · 3 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 6.72% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.59% | 6.56% |
| Variable · investment · interest only · LVR 50% or less | 1 Nov 2026 | Current | 6.69% | 6.59% |
| Fixed · 2 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.09% | 6.67% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.