Savings account rates › AFG Home Loans Alpha
AFG Alpha Offset Account
AFG Home Loans Alpha
CDR officialNot listed in rate tables
The Offset Account is designed to be linked and used with the AFG Alpha Offset Home Loan. Eligible home loan customers can receive offset benefits by linking an Offset Account to an AFG Alpha Offset Home Loan which reduces the amount of interest that would otherwise accrue in relation to the AFG Alpha Offset Home Loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.afg.app.bendigobank.com.au/cds-au/v1/banking/products/bbc91f98-05e3-4711-ab53-a984c66398a4- Content hash
sha256 c2cd06d6468ff2f3960660b7dca2a404daa94cbb060641f5335ab6fc4dc624c4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c2cd06d6468ff2f3_006a55ebShow details
- Checked
- 1 Nov 2026
- URL
https://api.afg.app.bendigobank.com.au/cds-au/v1/banking/products/bbc91f98-05e3-4711-ab53-a984c66398a4- Content hash
sha256 c2cd06d6468ff2f3960660b7dca2a404daa94cbb060641f5335ab6fc4dc624c4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Bendigo Bank ATM Deposit | Transaction | $0.00 |
| Bendigo Bank ATM Enquiry | Enquiry | $0.00 |
| Direct Credit (Inward) | Transaction | $0.00 |
| Direct Debit | Transaction | $0.00 |
| Non-Bendigo Bank ATM Enquiry | Enquiry | $0.00 |
| Non-Bendigo Bank ATM Withdrawal | Withdrawal | $0.00 |
| Periodical Payment | Payment | $0.00 |
| Retail Purchase | Transaction | $0.00 |
| Sweep Facility (internal) | Transaction | $0.00 |
| BPAY Withdrawal | Withdrawal | $0.00 |
| e-banking Internal Transfer | Transaction | $0.00 |
| e-banking Pay Anyone Transfer, including Osko® | Transaction | $0.00 |
| International ATM Enquiry | Event | $1.50 |
| Bank@Post Deposit | Deposit | $2.50 |
| Bank@Post Withdrawal | Withdrawal | $2.50 |
| International ATM Withdrawal | Withdrawal | $5.00 |
| Replacement Card Fee | Event | $15.00 |
| International Transaction Fee | Transaction | 3.00% |
| Bank@Post Balance Enquiry | Enquiry | $0.00 |
| Bendigo Bank ATM Withdrawal | Withdrawal | $0.00 |
| EFTPOS Withdrawal | Withdrawal | $0.00 |
| Cash Withdrawal (in branch) | Withdrawal | $2.50 |
| EFT Credit Transfer | Transaction | $4.00 |
| Periodical Payment to Other Financial Institution | Payment | $3.75 |
| Transfer (in branch) | Transaction | $2.50 |
| Inward Telegraphic Transfer in a Foreign Currency | Transaction | $10.00 |
| Inward Telegraphic Transfer in AUD Currency | Transaction | $2.00 |
| Outward Telegraphic Transfers | Transaction | $30.00 |
| Amendment to Telegraphic Transfer Instructions | Event | $25.00 |
| Telegraphic Transfer Trace Fee | Event | $25.00 |
| Telegraphic Transfer Return Request | Event | $25.00 |
| Audit Request | Event | Set in your letter of offer |
| Bank@Post Loan Repayment | Transaction | $0.00 |
| Bill Payment Transaction Recall Fee | Event | $20.00 |
| Bill Payment Transaction Trace Fee¹ | Event | $20.00 |
| Direct Debit Dishonour Fee | Event | $10.00 |
| Direct Entry Trace Fee | Event | $30.00 |
| Pay Anyone Trace Fee (including Osko) | Event | $30.00 |
| Periodical Payment Dishonour | Event | $5.00 |
| Statement Fee | Event | $5.00 |
| Sweep Facility Rejection | Event | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY and AnyPay | |
| Digital banking | Access e-banking using the e-banking app allowing you to review account information, make payments, communication and download e-statements, and much more. | |
| Card access | Mastercard Debit | Allows you to make retail purchases and upload to your digital wallet. |
| Offset | 100% offset to the AFG Alpha Offset Home Loan, saving on interest charges. Up to 6 Offset Accounts per Home Loan. | |
| Eligibility: other | Have or have been approved for an AFG Alpha Offset Home Loan. | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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