loans.com.au's SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$3,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.69% | 7.55% | Fixed · 2 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Fixed · 2 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 | |
| 7.79% | 7.60% | Fixed · 3 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Fixed · 3 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 | |
| 8.24% | 7.85% | Fixed · 5 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Fixed · 5 years · investment · principal and interest · LVR 80% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 | |
| 7.14% | 7.16% | Variable · investment · principal and interest · LVR 60% or less | SMSF | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70% or less | Not compared in rate tables SMSF | CDR | 1 Nov 2026 | |
| 7.19% | 7.21% | Variable · investment · principal and interest · LVR 60%–70% | SMSF | CDR | 1 Nov 2026 |
| 7.49% | 7.51% | Variable · investment · principal and interest · LVR 70%–80% | Not compared in rate tables SMSF | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–80% | Not compared in rate tables SMSF | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/270801a2-ecee-4175-98fc-9ba0a1cd8d4d/adapter/cds-au/v1/banking/products/lca-smsf- Content hash
sha256 6592fac18961c65ef8081144b978f1be66d487d0078b613a9332e1bb916acbb1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6592fac18961c65e_28c8b9d6Show details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/270801a2-ecee-4175-98fc-9ba0a1cd8d4d/adapter/cds-au/v1/banking/products/lca-smsf- Content hash
sha256 6592fac18961c65ef8081144b978f1be66d487d0078b613a9332e1bb916acbb1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $0.00 |
| Documentation Fee | Event | $490.00 |
| Security Assessment Fee | Event | Set in your letter of offer |
| Discharge Administration Fee | Exit | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. Limited to $10,000 per year for fixed interest rate types. | |
| Eligibility: other | Eligible for consumers with a Self-Managed Super Fund (SMSF) where the trustee of the super fund is a corporate entity. | |
| Limit: min limit | 50000.00 | |
| Limit: other | P30Y | |
| Limit: other | P15Y | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 2 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 7.69% | 7.55% |
| Fixed · 3 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 7.79% | 7.60% |
| Fixed · 2 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 7.19% | 7.21% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.49% | 7.51% |
| Fixed · 5 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 7.14% | 7.16% |
| Fixed · 3 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 5 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 8.24% | 7.85% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:smsf | SMSF | Left out of the standard home loan table |
rate-selected-by-free-text | Reason this product is not ranked | |
comparison-rate-missing | Reason this product is not ranked | |
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