SIMPLE HOME LOAN
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.47% | Variable · investment · interest only · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.54% | 6.57% | Variable · investment · interest only · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.64% | 6.67% | Variable · investment · interest only · LVR 70%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.27% | Variable · investment · principal and interest · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.34% | 6.37% | Variable · investment · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.44% | 6.47% | Variable · investment · principal and interest · LVR 70%–95% | CDR | 1 Nov 2026 | |
| 6.19% | 6.19% | Variable · owner occupied · interest only · LVR 0%–60% | CDR | 1 Nov 2026 | |
| 6.29% | 6.29% | Variable · owner occupied · interest only · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.39% | 6.39% | Variable · owner occupied · interest only · LVR 70%–95% | CDR | 1 Nov 2026 | |
| 5.99% | 5.99% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.09% | 6.09% | Variable · owner occupied · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.19% | 6.19% | Variable · owner occupied · principal and interest · LVR 70%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/SIMPLE_HOME_LOAN- Content hash
sha256 7a3de3f1c5c6c381651918ef7227d92d659444430e0d15f180ec7072199b928a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7a3de3f1c5c6c381_dffef637Show details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/SIMPLE_HOME_LOAN- Content hash
sha256 7a3de3f1c5c6c381651918ef7227d92d659444430e0d15f180ec7072199b928a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BRIDGINGLOAN | Upfront | $250.00 |
| INVLOAN_ADMIN_FEE | Upfront | $400.00 |
| CONSTRUCTIONLOAN | Upfront | $600.00 |
| CONTRACTVARIATION | Event | $150.00 |
| LEGALFEES | Cash advance | $0.00 |
| LOANADMIN | Event | $250.00 |
| LOANCONSENT | Event | $400.00 |
| MORTGAGEDISCHARGE | Cash advance | $175.00 |
| SECURITYGUARANTEE | Cash advance | $250.00 |
| SECURITYSUBSTITUTION | Cash advance | $250.00 |
| TITLEPRODUCTION | Cash advance | $150.00 |
| GOVERNMENTFEESCHARGES | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Extra repayments | ||
| Notifications | Email, SMS | |
| Redraw | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian Residents | |
| Limit: min limit | 5000.00 | |
| Limit: max limit | 2000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.09% | 6.09% |
| Variable · owner occupied · interest only · LVR 0%–60% | 1 Nov 2026 | Current | 6.19% | 6.19% |
| Variable · investment · interest only · LVR 60%–70% | 1 Nov 2026 | Current | 6.54% | 6.57% |
| Variable · investment · interest only · LVR 70%–95% | 1 Nov 2026 | Current | 6.64% | 6.67% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 5.99% | 5.99% |
| Variable · investment · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.34% | 6.37% |
| Variable · investment · principal and interest · LVR 0%–60% | 1 Nov 2026 | Current | 6.24% | 6.27% |
| Variable · owner occupied · interest only · LVR 60%–70% | 1 Nov 2026 | Current | 6.29% | 6.29% |
| Variable · investment · interest only · LVR 0%–60% | 1 Nov 2026 | Current | 6.44% | 6.47% |
| Variable · investment · principal and interest · LVR 70%–95% | 1 Nov 2026 | Current | 6.44% | 6.47% |
| Variable · owner occupied · interest only · LVR 70%–95% | 1 Nov 2026 | Current | 6.39% | 6.39% |
| Variable · owner occupied · principal and interest · LVR 70%–95% | 1 Nov 2026 | Current | 6.19% | 6.19% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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